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Subject Topic: Best place to purchase currency?
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29/6/2007 at 4:26pm
 Location: The North West
 Outfit: 2 Seconds XXL IIII
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and here


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29/6/2007 at 11:11pm
 Location: None Entered
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Quote: Originally posted by Victor Khyam on 29/6/2007

I am obviously missing something here, I didn't think that UK debit cards worked in mainland Europe. Can anyone put me on the straight and narrow?

Thanks

Nick




Yes they work. I was one of the team that made them work. At the end of the 80's. They even speak English to you.

Liz


29/6/2007 at 11:17pm
 Location: None Entered
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Quote: Oour Abbey Visa Debit card should be ok then, not the cheapest, but not the most expensive either.


Umm... Abbey have been totally spamming me to let me know I can use their card abroad. To the point of driving me nuts. I've used it abroad for years, but got a Nationwide account in January to avoid the charges. You'd think they'd have software to tell them at least one of those facts.

Sorry if I sound a bit insane .. it's the Abbey's fault

Liz


29/6/2007 at 11:50pm
 Location: Dorset
 Outfit: Khyam Windsor and kitchen sink
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Quote: Originally posted by lizex on 29/6/2007
Quote: Oour Abbey Visa Debit card should be ok then, not the cheapest, but not the most expensive either.


Umm... Abbey have been totally spamming me to let me know I can use their card abroad. To the point of driving me nuts. I've used it abroad for years, but got a Nationwide account in January to avoid the charges. You'd think they'd have software to tell them at least one of those facts.

Sorry if I sound a bit insane .. it's the Abbey's fault

Liz

OK Liz..I tell you what...I'll swap your Abbey spam for my Viagra spam?

I can't believe this. I lived in France from 88 -92 and have been there or Spain almost every year since...and always used mastercard/visa/amex.

My spam is obviously just not good enough!



-------------
'I liked freezing my n*ts off so much, I bought the company'


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30/6/2007 at 9:30am
 Location: Ndidis Kraal
 Outfit: Laika Ecovip 100 & Quasar
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With the best will in the world I can never understand the stress that people put themselves to regarding changing currency: Unless you are changing thousands it doesn't make a lot of odds, does it?  I see that one of the Members got 1.445 and another got 1.4356 - that's 0.0094 as a difference!  Just factor in the time taken, probably fuel used to get it, the stress induced and then say *** it!  


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30/6/2007 at 10:54am
 Location: Knebworth Hertfordshire
 Outfit:  Vauxhall Insignia SE
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I went to the local Post Office for my Euros. Didn't really care about the exchange rate as I only bought a couple of hundred and the saving in time and agg. was well worth it for me.

Then used my Barclays Connect card free of charge at BNP Paribas branches in France.

One thing I learnt last year though was that I paid at the Post Office for my Euros on my Connect Card and Barclays stuck their nose in the trough and charged me a commission for the transaction which I thought was a bit cheeky. So all I would say is that if you buy Euros from the Post Office make sure you pay for them in cash. I did it this way this year and cheerfully stuck two fingers up to Barclays!

Cheers!

Vic


30/6/2007 at 11:00am
 Location: Dorset
 Outfit: Khyam Windsor and kitchen sink
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Quote: Originally posted by happybonzo on 30/6/2007
With the best will in the world I can never understand the stress that people put themselves to regarding changing currency: Unless you are changing thousands it doesn't make a lot of odds, does it?  I see that one of the Members got 1.445 and another got 1.4356 - that's 0.0094 as a difference!  Just factor in the time taken, probably fuel used to get it, the stress induced and then say *** it!  
Yes but that's not the whole story...unless you want to wander around with £3-4000 euros in your pocket for 2 weeks or so (and that's not going to happen). You need access to money via a card(s) while you are there and it is the charges for transactions that mounts up

-------------
'I liked freezing my n*ts off so much, I bought the company'


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30/6/2007 at 11:06am
 Location: Ndidis Kraal
 Outfit: Laika Ecovip 100 & Quasar
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I think that we've cracked onto the fact that Nationwide is the cheapest way to go and that the major clearing banks are lower than earthworms


30/6/2007 at 11:25am
 Location: Knebworth Hertfordshire
 Outfit:  Vauxhall Insignia SE
View Vic Wildish's Profile View Profile   Reply to Vic Wildish Reply   Quote Vic Wildish Quote  
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Has anyone checked the exchange rate from Nationwide? You usually find that if they claim a "free" service, the exchange rate is not so good.

There's no such thing as a free lunch and this applies to the usage of these cards. These transactions have to be paid for somehow and they're usually recouped in some hidden way.

I certainly found that paying for purchases on my card gave me a far better exchange rate and while paying £142.00 for €200.00 here, I was only paying £138.00 for the same number of Euros at the BNP Paribas "holes in the wall".

I think it pays to find out if your high street bank has any trading affiliations with a bank in the country/countries you're visiting.

It's always worked for me.........

Vic


12/7/2007 at 9:17pm
 Location: Newport Saffron walden
 Outfit: vango aspen 700 freelander rootrailer
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cheapest I found was
"eurochange"

rate was 1.4520

0% commision
and they'll buy it back for 0% too

they have a website too


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12/7/2007 at 9:41pm
 Location:  Rothbury Northumberland
 Outfit: 1990 Pilote Talbot Express
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We have used Tesco at their Kingstone Park branch Newcastle. Lloyds charged us for using our card so cash transaction next time, but the rate was very good.

Tel 0191 286 3862 to check the daily rate - you actually speak to a real person in the office.

 



-------------
Shane


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12/7/2007 at 11:27pm
 Location: Welsh in the Cotswolds
 Outfit: None Entered
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Quote: Originally posted by Vic Wildish on 30/6/2007
Has anyone checked the exchange rate from Nationwide?
Vic


Yep - its as good as you will find

-------------
Huw




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