Message Forums

However, there are undoubtedly some of us who don't require all the bells and whistles which Red Pennant provides.  Our caravan insurance covers repatriation in case of breakdown or damage, our car insurance the same in the case of an accident, we have annual personal holiday insurance, and so we really only require minimal breakdown cover for if the car breaks down with the caravan attached during approximately ten weeks of holiday in various parts of Europe.  I doubt we would want to continue our holiday in the circumstances outlined by Neil and Lena - I'd rather come home and start again when everything was sorted out - leaving the caravan on site somewhere, or back in our storage in France.

For us ADAC provides this for us, along with annual breakdown cover in Great Britain for a one off payment of about £90.00. 

It's all about what you need, and whether you're willing to go with minimum cover  or whether you want each and every risk covered with just one policy which provides bells, whistles, safety belts, and braces (or those using it assure us it does!) 

Quote: Originally posted by nelmo on 21/2/2014

---

Quote: Originally posted by neil and lena on 20/2/2014ADAC is merely a breakdown service , they dont provide continuation of holiday cover which Red Pennant does.

---

If my car was to suffer a major engine failure on my way to the ferry on 3 month trip to Spain Red Pennant would provide me with a replacement tow car for the duration .
Would ADAC do the same for the entire duration ?

If my caravan was rear end shunted and written of
Red Pennant would provide alternative accomodation for
the entire 3 months if needed .
Would ADAC also pay for a hotel for 3 months ?.
If you want every eventuality covered RP does what says.

ADAC is fine if you only want a break down service .

For health and break down cover insurance for a 66 day trip equates to £3 a day for 2 adults , a small amount for the level of cover it provides

---

For a laugh, I asked for a quote from RP for a 3 month trip to Europe, for me, wife and caravan.

Standard quote was only £265 - not bad BUT it limits you to £2k for 'continued holiday accomodation' - not sure that's enough (£30 per day) to keep you going for 3 months, is it? Maybe in some cruddy hotel...

The PLUS policy was £470 and the limit increased to £4k but that's only £60 a day for 3 months. You're not going to get the same standard accommodation as your van would provide.

The limits for 'continuation of holiday travel' (I assume that means a replacement tow-car?) are the same - can you hire a towcar for £60 a day? Dubious...

Basically, if one of those disasters befell you, you're pretty likely to come home - would you really want to continue your holiday in a hire car or staying in some pokey hotel, never mind the stress, possible injury, and all the insurance you've got to sort out waiting at home?

---

Quote: Originally posted by neil and lena on 21/2/2014

---

So you cant hire a a towcar for £420 a week (£60 per day)
What sort of car would you be expecting ? A Range Rover

---

Quote: Originally posted by nelmo on 21/2/2014

---

Quote: Originally posted by neil and lena on 20/2/2014ADAC is merely a breakdown service , they dont provide continuation of holiday cover which Red Pennant does.

---

If my car was to suffer a major engine failure on my way to the ferry on 3 month trip to Spain Red Pennant would provide me with a replacement tow car for the duration .
Would ADAC do the same for the entire duration ?

If my caravan was rear end shunted and written of
Red Pennant would provide alternative accomodation for
the entire 3 months if needed .


Would ADAC also pay for a hotel for 3 months ?.
If you want every eventuality covered RP does what says.

ADAC is fine if you only want a break down service .

For health and break down cover insurance for a 66 day trip equates to £3 a day for 2 adults , a small amount for the level of cover it provides

---

For a laugh, I asked for a quote from RP for a 3 month trip to Europe, for me, wife and caravan.

Standard quote was only £265 - not bad BUT it limits you to £2k for 'continued holiday accomodation' - not sure that's enough (£30 per day) to keep you going for 3 months, is it? Maybe in some cruddy hotel...

The PLUS policy was £470 and the limit increased to £4k but that's only £60 a day for 3 months. You're not going to get the same standard accommodation as your van would provide.

The limits for 'continuation of holiday travel' (I assume that means a replacement tow-car?) are the same - can you hire a towcar for £60 a day? Dubious...

Basically, if one of those disasters befell you, you're pretty likely to come home - would you really want to continue your holiday in a hire car or staying in some pokey hotel, never mind the stress, possible injury, and all the insurance you've got to sort out waiting at home?

---

Quote: Originally posted by nelmo on 21/2/2014

---

Quote: Originally posted by neil and lena on 21/2/2014So you cant hire a a towcar for £420 a week (£60 per day)

---

What sort of car would you be expecting ? A Range Rover

---

Not a Range Rover but you can't have a Golf either if you want to tow your van. I was basing it on the cost of my car hire in Spain - £25 a day for a Toyota Aygo, so I assumed something to tow a caravan would be much higher.

Bit tricky to get an online quote for a towcar - best I could find was about £2.5k for a Toyota Rav4 for 67 days but that only covers the UK. You're getting close to your £4k limit but fair enough, looks do-able.

10 weeks in a static on the same site when you should have been touring in a motorhome? I'd rather come home and get the motorhome fixed and go another time...

Post last edited on 21/02/2014 21:23:16

---

Quote: Originally posted by neil and lena on 21/2/2014And as for car hire I'm talking about UK car hire and £420 per week would easily pay for a suitable tow car I.e Vx Insignia , Mondeo etc.

---

---

Crikey googled adac /english and got the page .

Prices are 109e for 2 on their plus and 69e on basic.

BUT whats the differance. I also read that you cant fill out the forms you have to call their 0800 number.

I'm looking for basic cover for the 2 of us, car and caravan for 6 months europe. Is adac the way to go.??

Cheers mate

mikal83 at hotmail.com

From their website