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Topic: Buildings and Contents Insurance

nomad06

11/3/2013 at 10:54am
Location: cornwall
Outfit: dethleffs rallye nomad with X Trail

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We are away for long trip in Europe over the summer for 9 wks ..lucky I know.. But am struggling to get insurance cover for our house to cover this length of time. Most cover only 30 days , and few cover up to 60, without it being a huge premium.

Knowing that many of you are away for similar periods what do you do? Can anyone recommend an insurer who may fit this bill... Ringing around or doing online takes so long I thought this may be quicker!

Thanks for your help...

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Nomad06

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oxter

11/3/2013 at 10:59am
Location: NE Scotland
Outfit: Bailey Phoenix + CRV

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Do you have friends/family who can look in to check on things?

If they do, it's not "empty or unoccupied" and your existing insurance should cover ok.But it would be safer to ask the insurer first. If it has to be "lived in" then can one of the above do a sleep-over around the middle of your holiday?

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playing at tinkies

Opensauce

11/3/2013 at 11:14am
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Most insurers will cover you for 60 days, Saga does anyway. 60days is only 3 days short of 9wks so you should be ok.

Berriow

11/3/2013 at 11:28am
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More Than Insurance is also OK up to 60 days unoccupied - and defines that as meaning "not slept in frequently", so an occasional check up visit after that wouldn't count

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SGThomas

11/3/2013 at 12:13pm
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WE get one of our children to come and spend one night at our house.A new 60 days starts from that time, we also get the lawns mown!

nomad06

11/3/2013 at 12:48pm
Location: cornwall
Outfit: dethleffs rallye nomad with X Trail

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Thank you all v much for your posts.. Great advice as always... Have taken on board what you say about the interpretation of 60 day criteria... Just to scare you the caravan club renewal quote was for £804.....which was ridiculous amount of money !

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Nomad06

SGThomas

11/3/2013 at 1:07pm
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Quote: Originally posted by nomad06 on 11/3/2013
Thank you all v much for your posts.. Great advice as always... Have taken on board what you say about the interpretation of 60 day criteria... Just to scare you the caravan club renewal quote was for £804.....which was ridiculous amount of money !

If you will put the tiara and diamond necklace on the policy, what do you expect.

Don't forget to leave a review of the French and other European campsites you have visited!

David Klyne

11/3/2013 at 1:17pm
Location: Milton Keynes
Outfit: Bailey Alliance 66-2 Motorhome

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I found the Camping and Caravan Club quite reasonable and they allow quite a long period away from home. Although I have been a member of the Caravan Club for many years I don't find their insurance premiums very good value especial for home and car insurance.

David

LYDIAK

11/3/2013 at 1:39pm
Location: LINCOLNSHIRE
Outfit: ACE CELEBRATION

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we are also with the Camping and Caravan Club for House and contents Ins and they cover you for up to 180 days, they just advised us to have someone check once a week which we do.

Tom#n#Gill

15/3/2013 at 8:55am
Location: Bolton
Outfit: Smart but casual.

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Building insurance should not be a problem, we just paid a surcharge of about 20% above the normal price for 12 months empty property insurance.

Think it could be the contents bit could be a problem.

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TomnGill

nomad06

15/3/2013 at 11:00am
Location: cornwall
Outfit: dethleffs rallye nomad with X Trail

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Thank you everyone for advice.. Have spoken to all suggestions and have decided to go with C & CC.

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Nomad06

Don't forget to leave a review of the French and other European campsites you have visited!

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