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Coincidentally, I just used my ADAC cover to get my car towed from home to a dealer (by the AA). However, it was only 10 miles, so I'm sure it wasn't anwhere near that amount.
They did mention on the phone that it was limited to 200 euros and I had the same thought - 'that isn't much!' - as I've heard horror stories of people being quoted £2k to get towed from somewhere in France to Calais!
But, I think the idea is, if you breakdown, they tow you to a nearby garage to get it fixed (which is unlikely to ever cost more than 200 euros). And normal breakdown cover, I don't believe, ever covers much more than that - repairs after recovery are paid for by you or any warranty you might have.
------------- 'In later life, you will be more disappointed with the things you didn't do than with the things you did.' - Mark Twain
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