Message Forums

I have UK & European Breakdown Insurance from Quoteline Direct underwritten by Axa. £59.00 for the year, used them 2 years ago in the UK with no problem.  I can't remember who we used a few years ago in France but it would have been another cheapy (not RAC/AA) and they were fine too.   The only problem was that they put our camping trailer (which used to be a trailer tent) on the back of their flatbed truck.  The kitchen unit which forms back of trailer hadn't been closed properly (it was the trailer we had a problem with) and it flew open with us driving behind.  As he went round the corners the hinged kitchen flapped around and things began to fall out including 1 litre of olive oil. We flashed him and tried to get him to notice but he didn't.  Back at the garage he was mightly peeved at having to clean his truck which was covered in olive oil.  But they fixed the trailer wheel and puncture with no problem. 

Quote: Originally posted by fcal on 21/6/2013

---

hmmm, there are dozens of headline price comparison sites, but none that meaningfully compare the significant benefits/exclusions in detail. You can't even assume 2 green flag policies are the same!
There also isn't anything that compares the performance of the outfits behind the brands - eg how do you know if AXA is as good as AA overseas or is Allianz as good as green flag?
If you've broken down en route it will make quite a big differnce if you get stingy hire car/accommodation - especially if you break down on a Friday evening!

---

I did all this a couple of years ago - got as many 'small prints' as I possibly could, and trawled through them all, comparing 'like with unlike'.  Size, restrictions, age of vehicle, who they used to provide the service, cost, etc., etc., (and believe me there are a lot of etceteras!)  In the end we went for ADAC because it seemed to offer what we needed (though be aware it may not for others) at a price we thought reasonable.  We're a mature couple, with adult 'towing' children, no end destination, no fixed 'have to be back by...... date' and so delays and staying somewhere else wouldn't bother us, nor do we need 'get you back home before............. in any and every circumstance'. However, if you want all the bells and whistles then there's no doubt you have to pay for it - and to be perfectly honest, if you're towing, only Red Pennant or the Caravanning and Camping Club's policy seems to offer this.

ADAC English documentation available here and here.

Quote: Originally posted by fcal on 21/6/2013

---

It all sounds good, (too good to be true? like RAC/AA standard but much much cheaper!).
But have you (or others) actually used them in this country?
I read a forum post saying something about getting into a 3 way dispute between them/AA/ADAC. o

I would never plan to use them frivolously, only if I've actually broken down. But when you've broken down it's usually stressful and I wouldn't want to have to jump though too many hoops to get help.

But your comments are encouraging, thanks! I might go for it!

---