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 Topic: Do we need personal travel insurance?
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02/8/2016 at 12:19pm
Location: None Entered
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You can get an insurance policy that just tops up your EHIC card. That way you're not paying for stuff that's already covered. I think we got it from a comparison website last year.
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02/8/2016 at 2:25pm
Location: Suffolk
Outfit: Caravan
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The Tunnel will cover you with the Passage you buy from them or the Caravan Club. For breakdown we always use German ADAC which costs under £100 for a year including the UK.
DiPhil
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02/8/2016 at 2:43pm
Location: Belfast
Outfit: Elddis Avante 574 BMW X1
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Quote: Originally posted by Pukka on 01/8/2016
Quote: Originally posted by Jimff5 on 01/8/2016
My wife broke her leg in France, 2yrs ago. She had to be flown home, not air ambulance, but on 3 seats on a scheduled flight, with a paramedic attendant, ambulance transfers from the hospital and to home. EHIC covered the medical side very well, but our insurance (ADAC) covered the repatriation. I dread to think how much it would have cost!
Was that in the south of France? I remember offering our help as we were only a few miles away from you.
Yes, Pukka! it was at Avignon. I remember your very kind offer of help, I cant remember if I thanked you enough,(I was under some stress) but ADAC were great(after an initial hiccup) and provided all that I needed.
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JimF
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02/8/2016 at 5:10pm
Location: None Entered
Outfit: Quechua Outwell Cruiser
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Thanks again. Just looked at a comparison site and it is quoting as little as £11.98.
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Don't forget to leave a review of the French and other European campsites you have visited!
02/8/2016 at 6:51pm
Location: horwich bolton
Outfit: Swift Conqueror 650 with Kia Sorento
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We had to pay for ours when hubby had an accident even with the card, they wouldn't accept it as we had to go to private drs and they just shook their heads so we ended up paying and claiming it back on insurance. For what it costs id pay it tbh its not worth the hassle.
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02/8/2016 at 9:43pm
Location: Cumbria
Outfit: Elddis xplore 574
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Please be careful with comparison sites cheapest really isn't the best and often does fit the bill when you have to claim. Be sure that you fully declare any medical conditions and ensure that the quote covers them as the cheapest might quote but hide in the small print that the condition isn't covered. I work in commercial insurance so I know the pit falls. I have paid 30 pounds for single trip policy for my 19yr old son as he is no longer covered by our free bank policy the premium includes cover for his anxiety not that this is likely to cause a claim but had to disclose it in case he has an accident and they then refuse to pay due to not declaring his condition. So please be wary.
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sue-k
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02/8/2016 at 9:44pm
Location: Cumbria
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Sorry that should say does not fit the bill sorry
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sue-k
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Don't forget to leave a review of the French and other European campsites you have visited!
03/8/2016 at 7:46am
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make sure the insurance company know about your sons nut allergy when making your application
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alpiner
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03/8/2016 at 1:52pm
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Outfit: Quechua Outwell Cruiser
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Gosh, thanks for all the advice. I am covered with Nationwide account but the rest of the family are not. Hadn't even thought about declaring the nut allergy - I thought it was things like high blood pressure.
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As long as the sat nav doesn’t go missing with my programmed destinations.
