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Subject Topic: Travel Insurance Post Reply Post New Topic
PersonSneachd
28/9/2017 at 11:57pm
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Caravan packed & booked to go but just can't get decent personal travel insurance sorted - it seems an awful lot more expensive than usual. Also as soon as you admit to anything medical, no matter how trivial, the premium rockets. Suppose age won't help - hovering just under 60. Has anyone got a good deal?


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PersonWhatamess
29/9/2017 at 5:46am
 Location: North Wales
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Red Pennant with the Caravan Club.

Last year the Camping and Caravan Club wanted to add £200 for my asthma. The CAMC just asked if my mess had changed in the last fortnight.

Nora


Personbadger54
29/9/2017 at 7:00am
 Location: kent
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We (63 & 62) have an annual multi-trip policy through a company called Coverwise and paid £39.15 this year, down from £45.24 last year. We have no existing health problems so that probably keeps the cost down.
The policy is with Axa.


PersonSGThomas
29/9/2017 at 8:22am
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Quote: Originally posted by Sneachd on 28/9/2017
Caravan packed & booked to go but just can't get decent personal travel insurance sorted - it seems an awful lot more expensive than usual. Also as soon as you admit to anything medical, no matter how trivial, the premium rockets. Suppose age won't help - hovering just under 60. Has anyone got a good deal?


You think it is problem approaching 60, wait until you are 70 to see it rise, at 75 goes stratospheric and at 80 you have no right to be alive.

We found the part of the goodie bag that came with the bank debit card, included travel insurance. Adding to it for pre existing conditions worked out to be the cheapest option


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PersonClaydoncamper
29/9/2017 at 10:05am
 Location: Bucks
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Depending on your illness etc, I found Tesco travel insurance very good. I had a serious illness but as I'm more than 5 years in remission, it wasn't even taken into account.


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PersonJoannaLesley
29/9/2017 at 10:35am
 Location: South Northamptonshi
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We have a policy with Staysure (recommended by others on this site). However, after himself had a routine abdominal aortic aneurism check we had to pay more. This check is offered to all men in their 65th year and a lot of results come through as needing monitoring (or so we were told in the leaflet), but the insurance company didn't seem to be aware of this.

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Freedom is a light caravan and an open road.


PersonCapt Lightning
29/9/2017 at 11:03am
 Location: Turriff Aberdeenshi
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I think it's a bit of a rip-off. If you have the Lurgi and it is well controlled, that's fine. It's unlikely to cause any problems. What you need insurance for is the unpredictable things - like falling and breaking your wrist, or having had acute appendicitis.

The abdominal aortic aneurysm scan - was it clear? You would have been told immediately. If so, why even mention it? It's like being charged for not having a problem. I had one (clear) and was told that only a very small number of people need follow up.

The C&MC insurance doesn't ask too many questions.



-------------
Two drifters off to see the world.

I'm tired of reality, so I'm off to look for a good fantasy.


Don't forget to leave a review of the French and other European campsites you have visited!


PersonVal A
29/9/2017 at 11:39am
 Location: West - North Yorkshire
 Outfit: Swift Speedbird 490 Mondeo Estate View Val A's Profile View Profile   Reply to Val A Reply   Quote Val A Quote  
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We use Insure and Go, and despite both having two 'pre-existing conditions' we don't consider the annual cost too much.

BUT like everything else, your personal quote may well be very different to mine - like car insurance, two people rarely pay the same premium. The only thing you can really do is to check on 'comparison sites', ring a broker, and google 'Travel insurance for people with (x)' (x being your medical problem). Or, if you have a very specific problem, such as those requiring a specialist nurse, take advice from here. One such nurse managed to suggest a decent insurance for my mum when she had COPD.


PersonSneachd
01/10/2017 at 12:38am
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Thanks for info & suggestions🙂

Got it sorted with insure&go - clear medical screening, and was also clear what you paid for each 'condition' added.

And thanks for the warning SGThomas - may just have to start the search for next years policy round about now!


Personhodgsons
01/10/2017 at 7:16pm
 Location: South Yorks
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I’ve just got travel insurance through Eurotunnel, I have an existing medical condition which I’m still receiving treatment for, when I mentioned this to Eurotunnel they said as long as my oncologist said I was fit for travel then they would insure me at no extra cost. So, for a annual policy for my husband, me and my 17 year old daughter it cost just over £80.


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PersonSGThomas
02/10/2017 at 9:30am
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Quote: Originally posted by hodgsons on 01/10/2017
I’ve just got travel insurance through Eurotunnel, I have an existing medical condition which I’m still receiving treatment for, when I mentioned this to Eurotunnel they said as long as my oncologist said I was fit for travel then they would insure me at no extra cost. So, for a annual policy for my husband, me and my 17 year old daughter it cost just over £80.


I got really excited until I saw

Maximum age 69
Maximum stay abroad 31 days

Sigh


Don't forget to leave a review of the French and other European campsites you have visited!


PersonBossynix
02/10/2017 at 1:01pm
 Location: South Wales
 Outfit: Lunar Delta FB & Kia Sedona View Bossynix's Profile View Profile   Reply to Bossynix Reply   Quote Bossynix Quote  
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Insureandgo for us - I can't say whether they are cheap or not because my daughter has a rare condition which means we struggle to find anyone who will insure her!



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