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Subject Topic: Caravan insurance in France Post Reply Post New Topic
Personjohn greer
18/10/2019 at 10:56am
 Location: Burnham Bucks
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Our touring days (over 30 years) are over and for several years we have returned to the same site in France for a 6 week summer holiday. The caravan is wintered under cover at a local Caravan Storage facility that provides under cover storage and a delivery and pick up service to the local site and emplacement of your choice. This has worked well for us over several years. The storage is run by a family that live on site inside the perimeter fence and the caravan owner is not allowed to move the caravan on the storage site, but can be delivered to, or collected from the main gate.
Yesterday I had a call from my insurance broker to say my current insurer had ceased covering caravans and offered me a selection of new insurers. All of them inow insist on a hitch lock or wheel clamp, neither of which is feasible in our case.
Any suggestions. ??


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PersonNetherton
18/10/2019 at 11:04am
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Could you buy a cheap hitch lock, hand it with your caravan to the storage place man, and ask him to fit it ?


Personallanguest
19/10/2019 at 12:15am
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I know someone who keeps his van in France so will ask what he does, and post on here, but suspect the location and security aspects may be a difficulty.

-------------
Allan


PersonVal A
19/10/2019 at 12:13pm
 Location: West - North Yorkshire
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We insure with Towergate - try them! Our caravan is stored in a secure compound on a campsite and moved on to a pitch when we want to use it. We have both a hitch lock and a wheel clamp and the site owner keeps the keys and will attach them if we request him to do so!


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PersonKelper
21/10/2019 at 12:48pm
 Location: Northern Ireland
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We do the same as Val ... and intend to continue ... so long as Brexit/or not allows.


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PersonMisterB1959
26/10/2019 at 9:29am
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we insure our static in france with a french company - costs a damn site cheaper than with a uk one


Personjohn greer
27/10/2019 at 1:41pm
 Location: Burnham Bucks
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Mister B
Could you please give me some info re Trench insurance company.
JAG 341 at mail . com


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PersonKelper
27/10/2019 at 2:09pm
 Location: Northern Ireland
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Ditto, please, MisterB1959:
michaelpoynor at hotmail.com
Thanks!


PersonVal A
27/10/2019 at 7:35pm
 Location: West - North Yorkshire
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Just for interest, we tried a couple of French companies, and they weren't interested in insuring a touring caravan. Touring caravans need to be registered in France to be eligible for French insurance - mobile homes (static caravans) are no problem.


PersonMisterB1959
28/10/2019 at 9:37am
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We use Groupama -


bearing in mind the advice from Val, have you tried asking the site owner if you can go on their block insurance? dont the site offer storage facilities? i know ours does and they charge around 130 euros per year undercover i think, and that includes the site owner putting it on a pitch and taking it off again when youve finished, to be honest though the price for a pitch in the six weeks of summer makes it almost worthwhile paying the site fess of 2300 euros per year !! 40 euros per day x 42 days = 1680 euros if you can get a bit more use out of it (or the family can)?

if your caravan never goes off site, then why not try to insure as a static? are you insuring against damage to the van or damage caused by the van? if its only really damage caused by the van, then maybe static cover would do it?

Post last edited on 28/10/2019 09:45:50


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PersonKelper
28/10/2019 at 10:12am
 Location: Northern Ireland
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Probably wouldn't suit us, then ... we do tour, and different sites most years ... so, single site insurance wouldn't be much help ... and, I don't think we've ever paid 40 euros a day ... it probably offers a lot of things we don't need, at that price.


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PersonVal A
28/10/2019 at 12:51pm
 Location: West - North Yorkshire
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We tour too! And we don't pay 40 euros a day either. Most of the time we are on site it's at the low season rate of 13 euros per day. In high season it's perhaps a little more than twice that much - but we're probably only there in high season for a couple of days, if that.

We're quite happy with our UK insurers. Our insurance premium is modest, and on the (two) occasions we've had to make a claim we have had absolutely no problems getting thing sorted out. We were quite happy to tow the van back to the UK to our local dealership who have known the caravan for all of it's twenty years. Each time they've done a very good job of sorting out the damage.



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