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Quote: Originally posted by Ina on 27/5/2020

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Like others upthread, I'm also rather cautious and would never go abroad without insurance. To me, it's worth it for peace of mind. All you need is some idiot driver wrapping your outfit round a tree or whatever, with nasty consequences for you and/or your loved one (s). You may be the most careful driver in the world, but there's no accounting for others. And of course you can't guarantee not falling ill.

The other thing is that, should anything happen and you're not insured, how would the other half of the couple feel? I'd imagine (s)he would be devastated enough as it was, to be in a foreign country, possibly not fluent in the language, and also having to cope with the worry of getting the money together for a big hospital bill, and possibly also organising repatriation.

Not for me, I'm afraid, but I realise that everybody is different, at the end of the day only you can decide.

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Quote: Originally posted by Trekkin Tekkie on 26/5/2020

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Whilst travelling to a site in Frejus about 20 years ago, we'd noticed our then 2year old daughter was not herself, and on arrival she was listless and clearly getting worse. Being a Sunday no doctor was available at/near the site and so it was suggested we took her straight to the hospital at St Raphael. Doing so without doubt saved ger life; she had Septicemia. She was in hospital for 5 nights, getting much worse before improving, but as a result of excellent care at the hospital, she thankfully recovered fully and travelled home with us.

On arrival at the hospital we were asked for passports and E111 AND insurance details. I would think treatment would have been no different without the insurance we had, but we'd have had a bill for over £5000, an amount at the time we just didnt have.

Given that we don't tend to equip ourselves with significant contingency funds, and that, fortunately, we find travel insurance for us doesn't cost the earth, and having been REALLY grateful for having it on that occasion, we now ALWAYS have it.

TT

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Quote: Originally posted by lidds0 on 27/5/2020

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Quote: Originally posted by Trekkin Tekkie on 26/5/2020

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Whilst travelling to a site in Frejus about 20 years ago, we'd noticed our then 2year old daughter was not herself, and on arrival she was listless and clearly getting worse. Being a Sunday no doctor was available at/near the site and so it was suggested we took her straight to the hospital at St Raphael. Doing so without doubt saved ger life; she had Septicemia. She was in hospital for 5 nights, getting much worse before improving, but as a result of excellent care at the hospital, she thankfully recovered fully and travelled home with us.

On arrival at the hospital we were asked for passports and E111 AND insurance details. I would think treatment would have been no different without the insurance we had, but we'd have had a bill for over £5000, an amount at the time we just didnt have.

Given that we don't tend to equip ourselves with significant contingency funds, and that, fortunately, we find travel insurance for us doesn't cost the earth, and having been REALLY grateful for having it on that occasion, we now ALWAYS have it.

TT

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With a reciprocal healthcare agreement in place, why would you ever have been required to pay over £5000, if you don't mind me asking?

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Quote: Originally posted by lidds0 on 28/5/2020

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And that could surely include Covid-19, especially if no intensive care beds are available locally.

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Quote: Originally posted by andyk159 on 28/5/2020

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Quote: Originally posted by lidds0 on 28/5/2020

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And that could surely include Covid-19, especially if no intensive care beds are available locally.

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Think you may find many travel insurance policies excluding Covid-19 for some time.

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