Message Forums

So are you saying that a dealer sold it you without clearing previous outstanding hp ? That in itself must be illegal I would have thought. Get advice from the caravan club if your a member.

Quote: Originally posted by tozz on 14/2/2010

---

yes thats right bought for cash of a very very well known dealer and it still had outstanding finance on it so they clearly dident do there jobs right

---

It is my understanding that the finance company can recover the van and you have recourse for your loss with the dealer. The dealer will in theory be able to recover from the original owner of the van that took out the finance.

I suggest you get round the dealers quick and bang the table demanding that they arrange for you to immediately have clear title to the van or give you your money back failing which you will instruct & solicitor.

And by the way Mr reputable caravan dealer this is bound to get into the local & trade press.

We had a similar(ish) situation when we bought our 1st van.  It was 10yrs old & bought from a dealer.  When we went to register it with CRIS they contacted the very 1st owner to check it had been sold (it was still registered to the owner who had it brand new as nobody in the interim had applied to re-register) & the 1st owner decided to try to pull a fast one & claimed it had been stolen from him (thought if it was still registered to him he could have it back).

Police got involved & could find no crime ref & theft had never been reported to CRIS so police decided he was lying.  The police did tell me tho that even if the van had been genuinely stolen we would have re-course through the dealer to get our money back.

Hope everything is sorted quickly for you - I know exactly how worrying it is!

Quote: Originally posted by Tentz on 14/2/2010

---

Just go to the dealer & be firm, it is their responsibilty as they sold it to you. Are you saying the finance co has actually been in touch with you & have stated they are going to take it off you? how much money are they asking off you instead of taking 'van?

Don't waste money on a solicitor, the dealer has not got a leg to stand on here, be absolutely firm with them. I guess the solution here is for the dealer to pay off the finance co.

I assume what has happened here is that you did not register the 'van with Cris when you bought it & the potential buyer has now checked with Cris, correct?

---

You are assuming the dealer is going to throw up his hands and say ok mate - its a fair cop! They may well do but if not money might have to be "wasted" on a solicitor. 

Quote: Originally posted by millermicm on 14/2/2010

---

You are assuming the dealer is going to throw up his hands and say ok mate - its a fair cop! They may well do but if not money might have to be "wasted" on a solicitor.

---