Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums
Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning 		Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: breakdown cover unusual situation
Page:  1  2 Post Reply Post New Topic
PersonBoston600
02/7/2014 at 10:08pm
 Location: None Entered
 Outfit: None Entered View Boston600's Profile View Profile   Reply to Boston600 Reply   Quote Boston600 Quote  
Joined: 31/8/2011

Platinum Member
Platinum Member

Forum Posts:   559
Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Here's my situation.

I have am getting a company car but not until September. It will have breakdown cover for the car only which I can't upgrade. I am going away with my own car and caravan in August and need some cover. I intend on retaining my own car.

So I need a policy which will cover my van only for when I get my co car and a policy that will cover my own car plus van.

Any ideas?


PersonGraeme_Cooke
02/7/2014 at 10:16pm
 Location: County Durham
 Outfit: Elddis Encore 254 View Graeme_Cooke's Profile View Profile   Reply to Graeme_Cooke Reply   Quote Graeme_Cooke Quote  
Joined: 13/5/2007

Gold Member
Gold Member

Forum Posts:   445
Site Reviews Total: 10
Site Reviews 2024: 1  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 31
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Hi Boston600,

I am in the same position so I took out an Asda policy. This covers the car and the van. I didn't find anything for the van only. I suspect this is because the car breaks-down, not the van.

Asda charge £8 ish per month for the UK although a Europe wide option is available. There are others but I found Asda the cheapest.

Hope that helps.


Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

Personjanus
02/7/2014 at 10:27pm
 Location: Rochdale
 Outfit: Hymer Nova 470 Mondeo titanium 140tdc View janus's Profile View Profile   Reply to janus Reply   Quote janus Quote  
Joined: 05/2/2008

Diamond Member
Diamond Member

Forum Posts:   2979
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
CC mayday with cover for your own car named and personal cover for yourself and wife would do the trick. The cost is £121 I think.

-------------
Bill

For a licence dated 1997 or later you must add together the plated max weight of the caravan and trailer, if the total is 3500 or less you can tow it. You may even tow a caravan with a MAM greater than the cars unladen mass the restriction was removed in 2013

Mondeo Titanium 140 tdci


Persontango55
02/7/2014 at 10:29pm
 Location: Lichfield
 Outfit: Coachman Amara 450 View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
Joined: 15/5/2008

Diamond Member
Diamond Member

Forum Posts:   9587
Site Reviews Total: 23
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 3  
Site Reviews 2021: 1  
Site Reviews 2020: 0  
Site Reviews 2019: 4  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 11
Site Nights 2021: 3
Site Nights 2020: 0
Site Nights 2019: 24
Site Nights 2018: 0
Most breakdown cover policies cover the named person and not the car but surely the company car would be financed independently for business purposes anyway. In that case you would need independent cover for your car and caravan for social and domestic pleasure.
Many breakdown companies will only cover your caravan if it is hitched up at the time of breakdown so if your caravan is pitched on site then you won't be covered for caravan rescue as well. The only policy I know that covers this is RAC Arrival.


PersonGrampian91
02/7/2014 at 11:15pm
 Location: Midlands
 Outfit: Mondeo Avondale Gram View Grampian91's Profile View Profile   Reply to Grampian91 Reply   Quote Grampian91 Quote  
Joined: 11/5/2008

Diamond Member
Diamond Member

Forum Posts:   6893
Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Thats why i pay the extra for the RAC, The cheaper options dont seem to cover all the bases.

eg. I break down on the way to my holiday. They will take us to the campsite and arrange repair of the car or arrange for us to return home at the end of our holiday. They will also put the van into storage and then take us home. Where others may only take you to the one destination.


Advertisement



Personjanus
03/7/2014 at 12:58pm
 Location: Rochdale
 Outfit: Hymer Nova 470 Mondeo titanium 140tdc View janus's Profile View Profile   Reply to janus Reply   Quote janus Quote  
Joined: 05/2/2008

Diamond Member
Diamond Member

Forum Posts:   2979
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Mayday covers the caravan as well as the car. The only two policies that do this are the CC mayday and CCC arrival

-------------
Bill

For a licence dated 1997 or later you must add together the plated max weight of the caravan and trailer, if the total is 3500 or less you can tow it. You may even tow a caravan with a MAM greater than the cars unladen mass the restriction was removed in 2013

Mondeo Titanium 140 tdci


PersonGraeme_Cooke
03/7/2014 at 1:35pm
 Location: County Durham
 Outfit: Elddis Encore 254 View Graeme_Cooke's Profile View Profile   Reply to Graeme_Cooke Reply   Quote Graeme_Cooke Quote  
Joined: 13/5/2007

Gold Member
Gold Member

Forum Posts:   445
Site Reviews Total: 10
Site Reviews 2024: 1  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 31
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
The Asda breakdown solution also covers car and van.


Persongari
03/7/2014 at 2:12pm
 Location: None Entered
 Outfit: Trigano 340 Air 4 View gari's Profile View Profile   Reply to gari Reply   Quote gari Quote  
Joined: 08/5/2013

Gold Member
Gold Member

Forum Posts:   259
Site Reviews Total: 12
Site Reviews 2024: 1  
Site Reviews 2023: 5  
Site Reviews 2022: 0  
Site Reviews 2021: 1  
Site Reviews 2020: 1  
Site Reviews 2019: 1  
Site Reviews 2018: 0  
Site Nights 2024: 4
Site Nights 2023: 19
Site Nights 2022: 0
Site Nights 2021: 2
Site Nights 2020: 5
Site Nights 2019: 7
Site Nights 2018: 0
Autoaid covers you (and your spouse) not limited to a specific car and its only £40 for comprehensive recovery. Its a bit like an insurance policy - if you breakdown you have to pay the recovery company and claim the money back from autoaid. This cover also includes caravan or trailer attached to car.


Personjasie
03/7/2014 at 3:51pm
 Location: Bath
 Outfit: Bailey Palermo & Kampa Brean View jasie's Profile View Profile   Reply to jasie Reply   Quote jasie Quote  
Joined: 18/4/2006

Platinum Member
Platinum Member

Forum Posts:   683
Site Reviews Total: 14
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
do check the small print...you may have a small discussion on your hands after the event to try to get recovery....the autoaid policy only states in the guidance about repairing or recovering the caravan , so is terribly worded, but should cover you...but the asda policy is even less specific, and there is more so the implication about repair as it wont cover you within 1/4 mile of home or storage location.

policies are not very specific and often indicate that the coverage is only for the car breaking down....or that it will be entitled to the same service, but this actually means that only if the car breaks down, then the caravan will of course be recovered assuming it was attached at the time.

i have had the pleasure of suffering no cover after an accident. the reason that the caravan was untowable was as a result of the brakes not functioning on the caravan. the cover i have on my lease car would only take it if the car had broken down too. fortunately my caravan insurance paid out as it was as a result of an accident.

i am trying to find something for France at the moment as i am in the same boat, and have a full euro policy free with the car, but it will only recover the caravan if the car has broken down.

Post last edited on 03/07/2014 15:58:03


Personjaiash
03/7/2014 at 4:11pm
 Location: nr Derby
 Outfit: Phoenix 440+ View jaiash's Profile View Profile   Reply to jaiash Reply   Quote jaiash Quote  
Joined: 09/7/2008

Diamond Member
Diamond Member

Forum Posts:   3771
Site Reviews Total: 26
Site Reviews 2024: 3  
Site Reviews 2023: 2  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 6  
Site Nights 2024: 6
Site Nights 2023: 6
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 34
AS said above CC Mayday with personal cover for you and OH. We have this despite the car being covered by RAC under warranty.


Advertisement



Personbnmuk
04/7/2014 at 6:54am
 Location: n.yorks
 Outfit:  Audi Q5 lunar Clubm View bnmuk's Profile View Profile   Reply to bnmuk Reply   Quote bnmuk Quote  
Joined: 08/2/2004

Gold Member
Gold Member

Forum Posts:   433
Site Reviews Total: 3
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 1  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 3
Site Nights 2019: 0
Site Nights 2018: 0
Mayday is easily the best in my opinion, ive just renewed mine by dd, I think it was £64, so with cc membership its still cheaper than the aa and rac, and no limits on length or width

-------------
alan


Personcheckley1973
04/7/2014 at 7:44am
 Location: Sheffield
 Outfit: Sterling Eccles Sport 636 View checkley1973's Profile View Profile   Reply to checkley1973 Reply   Quote checkley1973 Quote  
Joined: 29/8/2012

Diamond Member
Diamond Member

Forum Posts:   1698
Site Reviews Total: 6
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Green flag have an option to cover person not car and will recover caravans.


Personveema
15/7/2014 at 3:02pm
 Location: Blackburn
 Outfit: VWT6 campervan View veema's Profile View Profile   Reply to veema Reply   Quote veema Quote  
Joined: 05/6/2011

Platinum Member
Platinum Member

Forum Posts:   1100
Site Reviews Total: 12
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
We're also struggling at the minute...our company car breakdown cover with AA will cover a caravan at an extra charge to us, but our caravan is too long!!! It's not like it's a huge thing...Adria altea!


PersonRob12
15/7/2014 at 7:47pm
 Location: Kent
 Outfit: Lunar Clubman ES View Rob12's Profile View Profile   Reply to Rob12 Reply   Quote Rob12 Quote  
Joined: 28/6/2007

Platinum Member
Platinum Member

Forum Posts:   577
Site Reviews Total: 8
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
many cover the car and van if the its the car that breaksdown but if its the caravan that breaksdown your not covered, caravan club mayday cover the breakdown of the van too. if that makes sense.


Personandyfisher
15/7/2014 at 10:07pm
 Location: Yorkshire
 Outfit: Adria altea 542 dt Freelander 2 View andyfisher's Profile View Profile   Reply to andyfisher Reply   Quote andyfisher Quote  
Joined: 10/7/2007

Gold Member
Gold Member

Forum Posts:   445
Tent Reviews:   2
Site Reviews Total: 14
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
I had AA cover but the policy was too vague on the caravan.   I switched to RAC arrival. I had to use it last year on the way home as the car's clutch was slipping. They recovered car and caravan. Took the caravan to storage and car home.


Personcheckley1973
16/7/2014 at 7:47am
 Location: Sheffield
 Outfit: Sterling Eccles Sport 636 View checkley1973's Profile View Profile   Reply to checkley1973 Reply   Quote checkley1973 Quote  
Joined: 29/8/2012

Diamond Member
Diamond Member

Forum Posts:   1698
Site Reviews Total: 6
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Veema your van probably isn't too long. For some reason the length most of these break down company's quote is the body length rather than overall length.

Call them to check as we thought we had the same issue until checking small print.



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next

Jump To Page:  1  2

Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...

7732 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews] 



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement
Advertisement


UKCampsite.co.uk
2024 Advent Calendar

Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder