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Quote: Originally posted by romany on 20/1/2009

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 simply put if anyone bothers to read campsite contracts most state you must be insured third party for obvious reasons, and insurance companies may not chase you and thats because they sell the debt on so they are not seen to be the ones chasing also the camp site I help on does chase people who have damaged others vans or equipment to the point of prosecution as we find it a good selling point to more responsible caravaners and discourages the I'm alright jack brigade  

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I really dont understand your post. There is no debt until an insurance co. has successfully sued an individual(which by your own admission they dont)so how can they sell on a non existent debt?

I hardly think a campsite would get legally involved in a damage only accident between 2 touring caravans neither of which is owned by the campsite. I assume you must be talking about malicious damage to the campsite's own equipment which aint the issue here.

Quote: Originally posted by MartyM on 20/1/2009

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Well yes, of course caravans can run down hills, but one has to assume the owner isn't an idiot. Scenarios suggested here would generally only happen to the very careless.

I can however confirm insurance companies dont generally sue individuals for their losses due to the bad publicity it would create.

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I've seen a van running away down a hill (as it was being towed off a site, after being improperly hitched). In that case it ran through a dry stone wall, and did little damage - but it could have killed someone.

As for insurance companies sueing individuals, I'd say it would be very good publicity for the insurance industry - it would demonstrate one good reason to buy insurance, for a start!

happened after half term at Church Farm..Ebays fault!!

but she was only £335.55p

another oldie :) i love em' :)

The camplet went upto Derbyshire...so its all change again :)

To use the boat club where we keep and launch our 5m RIB, we have to have insurance up to £5million.  Thats in case we run into someone else's boat in the same harbour.  None of them there are worth anything over £20k, never mind £5m - but we still have to have it.  And yet caravan insurance is not compulsory, even if you take the van on the road, and yet on a site you are frequently surrounded by other vans all of them worth £15k and upwards. The frightening thing about it is that anyone can get into a high powered boat and drive it without a licence or even lessons.  Whereas I think the new driving licences won't let anyone tow a caravan without training (correct me if I'm wrong on this one)

Jenny

Quote: Originally posted by Dorset Belle on 22/1/2009

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To use the boat club where we keep and launch our 5m RIB, we have to have insurance up to £5million.  Thats in case we run into someone else's boat in the same harbour.  None of them there are worth anything over £20k, never mind £5m - but we still have to have it.  And yet caravan insurance is not compulsory, even if you take the van on the road, and yet on a site you are frequently surrounded by other vans all of them worth £15k and upwards. The frightening thing about it is that anyone can get into a high powered boat and drive it without a licence or even lessons.  Whereas I think the new driving licences won't let anyone tow a caravan without training (correct me if I'm wrong on this one)

Jenny

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No Jenny, you can still tow a combination up to 3,500 Kgs gross weight without further training. It's only really 4 x 4s & big caravans for which you need to take an extra test.

caravan guard wont insure cos shes not 25 or under :(

safeguard the same

adrian flux the same

still ringing round..

thanks for the info Viggo :)

got 3 nice quotes

£68 per year with £200 excess

£80 per year with £100 excess

£99.25 per year £75 excess