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19/8/2010 at 9:52am
Location: Keswick Outfit: Bailey
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It is not "strictly" illegal to travel with the hitch lock on, that is to say there is no law which directly states that it is illegal. However, travelling without the lock is commonly recommended for the very reason highlighted by Missizippi. If the caravan is to overturn then it will also turn the car if you have the lock on. So you potentially put yourself and your tug at greater risk if there is an accident.
Then you have your insurance company to deal with. The accident may not be your fault, but the overturning of the car will be the result of a combination of the accident and your deliberate act of fixing the hitch lock on. e.g If someone hits the caravan, or with high winds and lorries on top of the M62, it flips it will pop off the hitch and the car may not be damaged. If the hitch lock is on the car will be damaged. A fine dividing line then as to whether the damage to your car was accidental (which the Insurance company pays for) or otherwise (which it may seek to avoid any liability for). If your passenger wishes to sue for damages and the insurers challenge their liability (in this example) you may also not be insured for that claim.
Check your insurance policy and you will find a standard condition that you have to comply with which usually reads...."You or any person in charge of your car must take reasonable precautions to protect your car from damage or loss"...There is your insurers "get of jail" card. So, if you are travelling without insurance, that is illegal. So, you can end up "illegal" by a roundabout route.
A hitch lock is there to prevent, as far as possible, the theft of the caravan, it is not a driving aid. No one is going to unhitch the van whilst in motion so there is no reason for the hitch lock to be in place. I think it may be advisable, Slow Laner, to reconsider its use whilst travelling.
Phil
------------- If you're not on a fell your wasting your feet and for 2014 it's.......Feb Castleton Mar North Yors Moors; Apr Sutton on Sea; May Thirsk; Jun Clapham/Riverside (Lakes); July Wharfedale; August Crakehall; Sept Knaresborough; Oct Wirral Park/Clitheroe
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