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Quote: Originally posted by iank01 on 09/11/2013

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Quote: Originally posted by Jack+Jon on 09/11/2013

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Quote: Originally posted by iank01 on 09/11/2013??????????????

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If you can't grasp what I have written then you will no doubt continue to post incorrect information on internet forums.

Ownership does not in itself prove liabilty..ie just because you own the caravan does not make you liable for third party damage if, for example it catches fire. All clear now?

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Quote: Originally posted by iank01 on 09/11/2013

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You state "continue" which indicates I have posted incorrect information previously. Perhaps you can highlight my so called incorrect information which seems to be better than the information you are offering at present.
If someone caused damage to my caravan which is insured and theirs was not, I would claim from my insurance company who will in turn claim from the owner of the unit that caused the damage.

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Quote: Originally posted by Jack+Jon on 09/11/2013

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Quote: Originally posted by trish0524 on 09/11/2013I don't understand why some people don't insure their caravans. Mine isn't worth much but to me and my family it has always meant we could afford holidays. If anything happened to it, at least we would get something back towards another one!

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To enlighten you as to why I don't.....

Because a caravan bought off ebay for £400 would probably get a payout of somewhat less when written off because ins. co's would regard a 25yr old 'van as scrap anyway. I have a cheap caravan because it is the cost effective way of doing the type of caravanning I want to do, not because I can't afford a much better one. Part of that cost effectiveness is saving £70pa on insurance because I'm unlikely to ever need it & the caravan I have, has, in terms of use, paid for itself many times over already.

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