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Subject Topic: Caravan Insurance - Issues
Page:  1  2 Post Reply Post New Topic
25/9/2016 at 10:00pm
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
View Colin21's Profile View Profile   Reply to Colin21 Reply   Quote Colin21 Quote  
Joined: 05/11/2013

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I would be in a similar position if I had to make a claim. I have no proof of ownership other than the receipt from the seller, although I did collect it myself from where they had it stored. Also, as my van is older than 1991 it is highly unlikely to be registered with CRIS. I didn't even know about the CRIS scheme when I bought it, as it didn't exist when we had our previous caravan.

Ours is insured with the C&CC insurers, and they didn't ask for any proof of ownership either. I doubt whether many insurers do.

I agree with what macquatic says regarding contacting the ombudsman. This just sounds like an insurer trying to wriggle out of their responsibilities. They accepted your business, and they took your money, all without asking for proof of ownership, so they accepted the risk.

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Best Regards,
Colin


25/9/2016 at 10:18pm
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

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It is the insurers responsibility to ask the required questions and the insureds requirement to answer them honestly.
If proof of ownership wasn't a condition of their acceptance of the risk I'm sure the Ombudsman would uphold the claim.
saxo1


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