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Quote: Originally posted by billy on 12/5/2020

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I should also add that even if your caravan is not insured it is still covered for third party risks when hitched to your car as your car insurance covers this. If this happened as you moved off with car & caravan then I would have thought your car insurance would cover it. In fact your caravan insurance will state that third party liability passes from caravan insurer to car insurer when hitched to car.

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Quote: Originally posted by Ancient Uncle on 01/5/2020

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Quote: Originally posted by tango55 on 01/5/2020

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Quote: Originally posted by richardandjo2010 on 01/5/2020

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I don't know if this applies to your hitch but with the Alko ones some towballs are too shallow to enable the hitch to sit fully home, these are usually the bolt on type of balls, if you don't have the swan neck type on your car maybe this is the reason why it fell off.

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The type of towball you are referring to is called a flange towball which is mounted via 2 x 16mm. nuts and bolts which is the same as mine but strictly has to be an AL-KO type flange towball to allow the greater distance from the bumper plus it has a deeper undercut directly under the ball to accommodate the stabiliser hitch so it doesn't have to be a swan neck type by any means. However, it's a valid point that you raise because if the OP is using a standard type flange towball with a stabiliser hitch then the caravan WILL definitely disengage when it starts to pivot.

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Which is why we had a discussion with the tow bar fitter to ensure we had the correct type. Which is a swan neck anyway. I willingly admit, when ours came adrift it was purely carelessness while we were being hassled.

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Quote: Originally posted by stu1969 on 12/5/2020

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Paul B

Do you mind if I ask if you are a caravan engineer?

Thank you
Stuart.

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