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Topic: breakdown insurance - confused and gettin

scrufts

19/6/2007 at 5:37pm
Location: None Entered
Outfit: Coachman Amara 640 6

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We currently have breakdown insurance with direct line which covers our caravan as well. However our new caravan is over 7m and they will no longer cover us. (something to do with the caravan not fitting on the vehicle ramp)

Looking at Caravan club mayday cover which is a very reasonable £62.00 for the year but does not cover for european trips. We are going away to france for six nights and if I take out "red pennant" cover it will cost £109 (holiday costs £106) just for that duration. Annual european breakdown cover will cost £150 but does not cover uk. Confused? you bet I am. All I want is an annual breakdown cover for the uk with a cheap european option when i need it. Anyone help us on this one?

FM02MZO

19/6/2007 at 7:13pm
Location: castle Donington. Nr.Derby
Outfit: Hobby NJ2282

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Have a look at Britannia Rescue, they take caravans up to 8 metres and they are very reasonable compared with the competition.

http://www.britanniarescue.com/

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Terry Birch
Our tourer days are over and we have moved on to a Hobby Motorhome

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Workerbee

19/6/2007 at 9:23pm
Location: Hampshire
Outfit: Honda C-RV Abbey GTS

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Well said Terry!! I'll second that, Britannia Rescue are one of the better ones ,they've just come under the Liverpool Victoria umberella so are a big reliable company. And the European extension is very reasonably priced We enquired about the extension to go to Southern Ireland but were told that it is included in the UK cover. Well worth a look.

Bernie

dirtydisco

19/6/2007 at 9:39pm
Location: None Entered
Outfit: dirty discovery & scruffy sprite

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Hate to say this, but if your van is over 7m + drawbar, breakdown insurance is likely the least of your problems. Its almost a dead cert that your motor insurance is invalid as you are quite probably driving an illegal combination :(

Custer

19/6/2007 at 10:06pm
Location: Southampton
Outfit: Lunar Zenith 6. Toyota Lucida

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The max length for towing caravans is 18mtrs, thats car & van combined. Check here.

http://www.practicalcaravan.co.uk/legal/index.html

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I'm just a slave to the outdoor life!!!!!!!

Mick+Tina

19/6/2007 at 10:31pm
Location: Hampshire
Outfit: Elddis Crusader Cyclone + BMW X5

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Only problem is with Britannia where does it say in the Policy Document that if you break down they will also take your Caravan to your destination? it mentions the Car. I have visions of the Caravan being left at the side of the road LOL

Post last edited on 19/06/2007 22:40:33

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Regards

Mick + Tina

Good Bye To Our Abbey Spectrum 520, Hello To Our Elddis Crusader Cyclone

scrufts

19/6/2007 at 10:33pm
Location: None Entered
Outfit: Coachman Amara 640 6

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From what I read from the article in Custer's post I tend to agree with him on the 18 metre bit - otherwise there are an awful lot of 4x4 owners towing the likes of twin axle units who are breaking the law?

scrufts

19/6/2007 at 10:47pm
Location: None Entered
Outfit: Coachman Amara 640 6

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Had another scout around the net for more info - the shipping length of the caravan is the total extremities and includes the drawbar i.e. the A frame which your gas locker sits on so if you wanted to be really sure you would need to find the dimension of the "unit" only. I'm sure that caravan manufacturers are wise to this because of the legal implications for a lot of our towing vehicles that are under 3500 Gvw. So from what I can see, unless you drive a monster vehicle most of us are restricted to a unit of 7 metres EXCLUDING the drawbar.

dirtydisco

19/6/2007 at 11:33pm
Location: None Entered
Outfit: dirty discovery & scruffy sprite

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From custers link

Towing vehicle under 3500kg GVW
Length (excluding the coupling and drawbar)	7.0 metres
Maximum width	2.3 metres

So Unless you have a Transit class vehicle or larger there is NO 18m limit (thats actually a 60ft 44 tonne combo) just the 7m+ drawbar for the trailer.

With modern sloping & curved fronts I sure wouldnt like to be a test case as what was drawbar and what was trailer. My race trailer is easy, a 6.5m loadbed and its obvious what is trailer and what is drawbar :)

So when checking with recovery organisations etc, confirm whether they are toalking shipping (on the road hitch-numberplate length) or "trailer length" as legally defined, be it loadbed, habital, enclosed or whatever excluding drawbar

suzzie

20/6/2007 at 9:22am
Location: Blackpool
Outfit: Abbey GTS 418+Defender 110

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The Caravan Club does insurance for overseas give them a ring and ask for a quote.

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Sue

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