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Hi All - I am new to this forum - in fact I'm new to the caravan scene full stop.

I have just purchased a new Elddis Odyssey 544 and am due to pick it up next week.

I have searched across the board for insurance from the CC to Wise etcetera.

During this search I came across the above company. The staff appeared to be very friendly with high levels of knowledge. The yearly premium is £284 plus a £50 excess per claim (value of the van is £15,500). Cover is comprehensive and includes a new for old for 10 years, Loss of use up to £1,500 per year, continental cover for 180 days, personal accident cover plus a £2 million PL and it is underwritten by Zurich!

Now this is the rub - the second best quote I had was from Swinton but it only had a 5 year new for old - the price was only £9.00 more exspensive. The CC was £480 with a 3 year new for old and a £200 excess, Sage was a waste of time!!

Anyway what are your thoughts on this?

I would really appreciate your collective input with your far greater depth of knowledge and understanding in this area.

Cheers

Pazza

Pazza,

Getting insurance is a form of gambling.

You are betting that for the money you give them, you wont make a claim (and they're hoping the same!!!)

The only time you will find out if the Co. are any good is when you make a claim.

If the claim is justified, and at this point I have to say that I like the £1500 non use clause and the 10yr new for old, then go for it. Why should you pay £160 for the pleasure? of insuring through CC. Like I said, its a form of gambing but at 40% extra not that much of a gamble.

Regards 

We are also with the above company as they we're the best value for us - i liked the £50 excess.  They have been great to deal with so far but as others have said the proof is in making a claim. Something I hope never to have to do.

Mark