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Subject Topic: Insurance for Twin Axle Caravan Post Reply Post New Topic
14/4/2008 at 8:20pm
 Location: None Entered
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Advice wanted from owners of TA caravans.  Is it easy enough to get Insurance cover for a twin axle van? or are some companies not interested in providing cover.  Is it much more expensive than a single axle van?  Do the insurance companies ask for more stringent security measures than just a wheel clamp and hitch lock.

Still swithering between new TA or SA, decisions, decisions



14/4/2008 at 8:27pm
 Location: West Midlands
 Outfit: Swift Charisma 650 + Grand Cherokee
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doesnt really make a great deal of difference i have found. some insurance companies see twin axles are more stable on the road but are more of a risk to the light fingered brigade. we wouldnt have a single axle.

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14/4/2008 at 8:29pm
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai
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We are in the process of buying a twin axle and because we are over 50 we use Saga, no problems with them, probably not much use to you!

Anne



14/4/2008 at 8:40pm
 Location: Wiltshire
 Outfit: Kalahari 10
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We've recently ordered a Twin Axel, I rang my current insurance company (C&CC) to ask about insuring a twin axel, and they said it's just down to the value of the van. Not the number of axels. Certainly the provisional quote they gave me wasn't too much more than our current van.

Joty



14/4/2008 at 8:55pm
 Location: None Entered
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Thanks for the replies so far, its good to know that there shouldn.t be a big change in price for insurance.  Just to change the thread slightly, do most TA owners have motor movers fitted, if so what kind?


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14/4/2008 at 9:16pm
 Location: North Yorkshire
 Outfit: Sterling Europa 460 NT
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Our twin axle insurance is actually cheaper than what it was for our single axle. 

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-x- Diane -x-

May 13 - Cala Gogo, St Cyprien (didn't go, hubby too ill to travel)
May 14 Ranc Davaine
August 14 Les Sablons
August 13 - Camping Playa Brava, Pals


14/4/2008 at 10:22pm
 Location: Washington
 Outfit: Bailey Ranger 540 6 ---- Royal Sassari
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i thought about getting a twin axle and got a couple of quotes online before hand.  I got the impression they wouldn't insure me if i kept it at home unless it had a tracker on.  The difference in price wasnt that much different though, just needed a tracker or had to be kept in a CASSOA storage site.

SP



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Don't mind if I do!!!!


14/4/2008 at 10:27pm
 Location: NW of Glasgow
 Outfit: Sterling Searcher 2008 Volvo XC90
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The CC will insure you, only requirements are a hitchlock, but the more security you have the cheaper it is.  The premium depends on the value you need to insure for.

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Jennifer


09/8/2008 at 1:14pm
 Location: nottinghamshire
 Outfit: Sterling Eccles
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   The cc will not insure our twin axle caravan even though it has hitchlocks, wheel clamps , locking wheel nuts chains  and locked in a place with laser beam security as well as alarms, so whats all that about then? !!!!!



09/8/2008 at 2:33pm
 Location: NW of Glasgow
 Outfit: Sterling Searcher 2008 Volvo XC90
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It is because it is a "wider van", i.e.  wider than the 2.3m it is legal to tow in UK with a car weighing less than 3501 kg.

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Jennifer


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09/8/2008 at 9:03pm
 Location: Ayrshire Scotland
 Outfit: Santa Fe CRDi + Swift Conqueror 645
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Yes, quite correct Jennifer.

The CC is a law-abiding organisation and so quite naturally, it's not interested in insuring a caravan which is almost certainly being towed illegally.

Quite frankly, bearing in mind how keen insurance companies are to evade paying out on a claim whenever they can find an 'excuse', I would think you're leaving yourself wide open to that scenario when in the event of a claim, they then discover that the van is being towed on the road illegally!!

Interestingly, linda ling only mentions the van in her details, with no mention of the towing vehicle!!

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David.


I used to be indecisive, but now I'm not so sure!


09/8/2008 at 10:36pm
 Location: Swansea South Wales
 Outfit: lunar lexon 640 T A Kia Sorento
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never had any problems with our T/A insured with Crusader , have a front towbar fitted to our car in case we meet any awkward reversing situations , but we dont really need that now ,since we had the grass alongside our drive block paved

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Luvly Jubbly


10/8/2008 at 8:44am
 Location: Hampshire
 Outfit: None Entered
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If you tow a caravan wider than the legal width allowed on British roads and you have an accident then it is more than likely the insurance company won't cough up. It is up to you to make sure you are within the law, not the insurance company. The CC won't insure these vans anyway.

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John



10/8/2008 at 11:54am
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It is NOT illegal to tow a caravan wider than 2.3m on British roads.  It is illegal if the towing vehicle is under 3501kgs so maybe Linda does not have a problem. 

IMHO it is a ridiculous law because if you are from the continent you can legally tow a 2.5 with a vehicle under 3500kgs.



11/8/2008 at 1:41pm
 Location: Dorset
 Outfit: A nice little number by Evans outsizes
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Caravan Guard weren't bothered about the number of axles, only the value of the van.  They insisted that we had a tracker fitted though.  We've also got the 2 Alko wheel clamps as well as the Alko hitchlock, and there is a (now working) burglar alarm.  And if anyone can get through that lot and get it through the overhead barrier on site, they're welcome to it!!  Its new for old anyway for the first 5 years.

Jenny



13/8/2008 at 4:44pm
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Just insured ours no problem,did find a couple of companies via comparison site that dont insure twin axles.Cost us £175 for £8500 worth of cover. The only conditions were hitch lock/wheelclamp when its unhitched and wheel clamp when its parked hitched to vehicle which I think is industry standard for all caravans.Got discount for having PIR Tilt sensor alarm and being a member of UKCS! And this renewal gave me upgrade of protected NCD for reinsuring with them.One Quote Direct.

No we dont have motor mover but we have plenty of space to turn ours round.You wouldnt push it on your own!



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Andy & Heidi
Usually Andy.



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