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Subject Topic: Insuring an older caravan?? Post Reply Post New Topic
03/3/2009 at 6:15pm
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Ive just been doing some online quotes and some don't insure for vans over 15 yrs old?Ours is a 1992 so 16 yrs old.

Does anyone know of any companies that will give us insurance?



03/3/2009 at 6:27pm
 Location: Northumberland
 Outfit: Mondeo TDCI 130 Swift Challenger 400
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We have a '93 Swift Challenger and we're insured through Caravanwise and they seem quite happy with it. Give them a try.


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03/3/2009 at 7:17pm
 Location: NE Scotland
 Outfit: Bailey Phoenix + CRV
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Some car insurance co's will give you trailer insurance which covers caravans as well.  Only a few quid and may be all you need?  No legal requirement to insure a caravan and if it's an old one you may need to consider if the cost is worth it?

Best to make sure your car insurance covers you for drawing a trailer/caravan but I'm pretty sure they all do - can anyone else confirm that?  Try your caravan Club to confirm - if you are a member.

Household insurance may cover your caravan contents - best to check.  Lots of people are double covered unnecessarily - they could reduce their caravan insurance if their household policy covers contents of van.

Best to check all the above but I'm pretty sure it's right

 



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playing at tinkies


03/3/2009 at 7:31pm
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All car insurance includes third party cover if towing a trailer/caravan provided it is legal for the car to tow.

As stated there is no legal requirement to insure a caravan but for various reasons it is desirable so keep looking, I insure my 20yr old Eriba with Saga for £70p.a.



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Sell my camper? I'd rather eat school semolina!


03/3/2009 at 7:34pm
 Location: Bolton Lancs
 Outfit: Tent & Toyota Granvia
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Try the C & CC, no problem for us last year when we wanted to insure our 1989 van.



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Tigermouse


I have a very temperamental personality - 50% temper and 50% mental


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03/3/2009 at 7:42pm
 Location: NE Scotland
 Outfit: Bailey Phoenix + CRV
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Quote: Originally posted by MartyM on 03/3/2009

All car insurance includes third party cover if towing a trailer/caravan provided it is legal for the car to tow.

As stated there is no legal requirement to insure a caravan but for various reasons it is desirable so keep looking, I insure my 20yr old Eriba with Saga for £70p.a.


Def worth it with an Eriba even at 20 yrs old.However some older vans only cost £3/400 so I'd say it's debatable - I used to have £1,500 of trailer cover for only £15 as an addition to my car insurance - that was when I had an older van.  Believe it or not, when a window blew away while towing the insurance covered it with no loss of NCD as they classed it as "windscreen insurance" - those were the days!

 

OP may have a more valuable van but that's why I said best to consider - and also a lot of people don't know it's not compulsory



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playing at tinkies


03/3/2009 at 8:18pm
 Location: Shropshire North Wales borders
 Outfit: Adria Win
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C & C C's insurance is happy to cover older caravans.

It is a good idea to have insurance, even though not compulsory.



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Caz
If you can't see the light at the end of the tunnel, just keep going till you go round the bend.


03/3/2009 at 8:53pm
 Location: watford
 Outfit: vectra c1.9cdti estate abbey vogue 1
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 CC does older vans,ours is 1981 swift and they have insured it.

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03/3/2009 at 10:19pm
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caravan guard do vans up to 20yrs old !


04/3/2009 at 12:11am
 Location: Ashby de la Zouche
 Outfit: Swift Silhouette
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We currently have Camping and Caravan cover on our 1991 and previously have used Sheild on our 1989. Both good prices.

Shelly



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04/3/2009 at 7:00am
 Location: Hertfordshire
 Outfit: Esterelle Caramatic T39
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Try these no age limit on van or owner

http://www.cover4caravans.co.uk

Regards

John



04/3/2009 at 7:52am
 Location: Kent
 Outfit: ex Caravanner now Static.
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Before you agree to cover, ask them what value they value the van at and then work out how much they will then pay you once the excess has been taken off.

On the other hand, if this is your first van, it could be a cheap way of building up a NCB.  On a cheaper van, the security measures they insist on my cost as much as the van.



04/3/2009 at 9:32am
 Location: Redditch Worcestershire
 Outfit: Mooveo Motorhome F camper & Static
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Hi Liz

I can echo the C & CC club, our old van and our new van was insured with them and our old one was nearly 19 years old when we sold it

Cost us £46 for the year



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Never take life seriously. Nobody gets out alive anyway.


04/3/2009 at 2:10pm
 Location: Whitburn Scotland
 Outfit: 1976 Thomson T-Line Glendale
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Hi, we are insured with NFU, no problem with our caravan which is a 1981 and they were happy to insure our last van which was a 1979.
We have been with the NFU for about 15 years and now have the highest annual discount rate which saves us a few more pounds!

Give them a try, NFU Caravan Insurance

Total cost for this year is £47 and van is insured for £1000 with Awning and contents at a further £1500. Not had a claim ourselves but know of one poor soul who did have to clame, all settled within 28days and their discount was not affected! Worth looking at!



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Still alive and kicking!


04/3/2009 at 6:50pm
 Location: Heysham Lancs
 Outfit: Avondale Rialto 535 5
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Quote: Originally posted by mam0809 on 03/3/2009
caravan guard do vans up to 20yrs old !
We had our 1992 ABI Monza insured with Caravan Guard.  We found them very competitive (last year). 



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