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Subject Topic: Caravan Trackers...(& insurance) Post Reply Post New Topic
Persontakisawa
09/9/2009 at 1:57pm
 Location: Staffs
 Outfit: Swift Challenger 490 SEL & VW Tiguan View takisawa's Profile View Profile   Reply to takisawa Reply   Quote takisawa Quote  
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Hi.
We have bought a new caravan that has a Tracker fitted, but its never been activated. Have contacted the mfr who have quoted £250 to come out & activate & then want a yearly fee for keeping it "live". Now this sounds ok, thought I, I bet the insurance premium comes right down as there is a very very good chance of the caravan being recovered should it be stolen.
How wrong was I.
It only knocks £20 off the premium.!!!
Ridiculous.


PersonScampi
09/9/2009 at 3:46pm
 Location: Leeds
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Probably because, although the Tracker will reduce the risk of total loss from theft, it won't reduce the risk of the damage associated with a theft attempt - if some low-life takes a fancy to your 'van, your insurance company will have to pay up for the repairs to the damaged legs, hitch, wheels, door, missing contents, damaged alarm system .... You stand a VERY good chance of getting your van back, but it doesn't decrease the financial risk to your insurance company by a vast amount.  (BTW - we have a fully monitored Tracker and wouldn't be without the peace-of-mind it gives of 'knowing' the 'van is where we left it).


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PersonOpensauce
09/9/2009 at 4:55pm
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So the tracker tracks the stolen caravan to the middle of a large traveller site, what happens then......?


Personvidal
09/9/2009 at 7:56pm
 Location: Tottington Lancashire
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Quote: Originally posted by Kabbes on 09/9/2009
So the tracker tracks the stolen caravan to the middle of a large traveller site, what happens then......?

Then the Tracker is obviously wrong. Those paragons of virtue...

V.


PersonScampi
10/9/2009 at 8:00am
 Location: Leeds
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Quote: Originally posted by Kabbes on 09/9/2009
So the tracker tracks the stolen caravan to the middle of a large traveller site, what happens then......?
Ours is monitored by the tracker company - if it is triggered (lots of things set it off - the caravan alarm being triggered, the caravan battery being disconnected, the Tracker itself being tampered with, etc), they contact us immediately.  If we then confirmed that we hadn't done something to trigger it, they track its whereabouts and liaise with the police to recover it.  The vast majority are recovered within an hour.


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Persontimtheenchanter
10/9/2009 at 9:50am
 Location: Yeadon Leeds!
 Outfit: Swift Challenger & Defender 110SW View timtheenchanter's Profile View Profile   Reply to timtheenchanter Reply   Quote timtheenchanter Quote  
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the yearly fee is for the monitoring system, ie to pay for the person at the end of the phone who is there incase your van is nicked.

£250 seems steep if its already installed though...


Personmichael
10/9/2009 at 12:46pm
 Location: Lancashire
 Outfit: Caravan now Sold View michael's Profile View Profile   Reply to michael Reply   Quote michael Quote  
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£250 seems steep if its already installed though...
yes it is ask for a discount and then you will think about it,i would as they stand to lose your yearly fee..

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the only silly question is the one you do not ask.


PersonLobeyDosser
10/9/2009 at 1:37pm
 Location: Argyll Scotland
 Outfit: 1997 Bailey Ranger 470 4 View LobeyDosser's Profile View Profile   Reply to LobeyDosser Reply   Quote LobeyDosser Quote  
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I am surprised that you only got £20 off your insurance premium. I got nearly £100 off mine.

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Lobey.


Personbrianconwy
06/4/2010 at 7:51am
 Location: north wales
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I am not sure I would want the van back if it has been in the care of these undesirables.  Back within an hour - that sounds more like a sales pitch.  Wouldn't they need to arrange warrants to search the property where its kept?


Personphantomtrucker
07/4/2010 at 1:49pm
 Location: Reading
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I thought trackers where activated by the fitters at the time of fitting

 



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Sue & Bob


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Personmickyallsorts
07/4/2010 at 6:18pm
 Location: Essex
 Outfit: None at the moment View mickyallsorts's Profile View Profile   Reply to mickyallsorts Reply   Quote mickyallsorts Quote  
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I was in the same position but they activated it over the phone. It turns on with the alarm, you just need to quote them the ID.


Micky



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