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Subject Topic: pegasus insurance shocker Post Reply Post New Topic
02/12/2009 at 9:12pm
 Location: N Yorkshire
 Outfit: Xc60 D5 Abbey Vogue
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just been quoted £388 super 5c`s for a pegasus through CC 17

caravanguard, new for old £206 !!

why the huge difference ??

looks like im changing insurance co`s



02/12/2009 at 9:36pm
 Location: West country
 Outfit: Mondeo
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Is the value of your new van a huge amount of money more than your old. I think most van insurance is roughly proportional to the value of the van.


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02/12/2009 at 9:41pm
 Location: N Yorkshire
 Outfit: Xc60 D5 Abbey Vogue
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about double which reflects in the CC premium.caravanguard not alot more than CC on our old van and thats on new for old where our old one was market value.going to jump ship and go with caravanguard unless a phone call to CC yields a better result !!!


02/12/2009 at 9:42pm
 Location: Ramsbottom
 Outfit:  Bailey Unicorn Valencia
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We got a call from caravan guard after ordering a new van at the show-the salesman asked if ithat was ok before passing our details to them- so not got a problem with that,however the call failed at the first hurdle when we aked for exactly the same cover, I started reading out the cover we had & they said that the awning cover was limited to £750. Not a problem for everyone I know but if you have a dearer awning not much use. I think he said no accessories could be covered for over this figure, so as with all insurance just check that the cover is exactly what you need. By the way we are with CC&C who seem ok on price & service. Again make sure you get all the cover you want & any conditions are acceptable to you, read the small print before signing up (as with any insurance).

See you all soon, Bernard

 P.s.I know £750 sounds a lot for 1 item, but how much is a shiny new motor mover or a large full awning?



02/12/2009 at 10:33pm
 Location: Milton Keynes
 Outfit: Bailey Alliance 66-2 Motorhome
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You do need to look at the cover carefully. As Bernard has said most CC policies have an amount built in to cover accessories and non standard equipment, is this the same with Caravanguard?

David



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03/12/2009 at 9:09am
 Location: Shropshire
 Outfit: Bailey Phoenix GT 75
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We pay £350 for our Bailey Pageant Burgundy (08), but it is new for old and covers £4K worth of contents.That is with Towergate Baker.

Having had to claim for an awning (storm damage) in the past(plus a couple of other claims!) I can say they are good.

The awning was replaced with a new one.

If the van was stolen or written off, it would be replaced with a new one-so I will pay the premium!

We have ordered a Pegasus for Feb, I dioubt the premium will increase much.

 



-------------
DS-There's more to life than football!!!


03/12/2009 at 9:26am
 Location: Brigg North Lincolnshire
 Outfit: Outwell Montana 6P
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That sounds about right. But you have to look at the benefits of CC insurance.   A bottle of olive oil fell out of a top locker in our van last year and dented the kitchen worktop.   It needed a replacement worktop - total cost £500 to fit.   It was all covered under the accidental damage cover of the policy.

In another incident, our mini-rooflight broke because of high winds - that was replaced under insurance.

Yes, it's not cheap, but you get no excess with thus policy, and in my experience, it's worth every penny.


03/12/2009 at 11:47am
 Location: castle Donington. Nr.Derby
 Outfit: Hobby NJ2282
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The Caravan Club Super 5 c is new for old for a period of 10 years, which would certainly increase the premium

-------------
Regards
Terry Birch
Our tourer days are over and we have moved on to a Hobby Motorhome


03/12/2009 at 12:36pm
 Location: Manchester
 Outfit: Swift Challenger 524
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Hi

We have our insurance through Towergate Baker (via the AA) we pay £300.00/yr for New for old on a 2008 Adria Altea 542 UK, with £100.00 Excess. The mover, awning and accessories upto £500.00 are covered. Value to repalce van with current model is approx £10,500.00, so in all about 12,000.00 cover. And we store it on a Cassoa Gold site. so not too bad me thinks. Weh ave had i claim and it was sorted within days with Towergate Baker, cannot fault them at the moment for level of service.

Chris W

 



03/12/2009 at 1:08pm
 Location: N Yorkshire
 Outfit: Xc60 D5 Abbey Vogue
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caravanguard is on new for old, caravan value £16400 , £1500 for associated equipment,ie mover / awning  and £500 personal belongings and they are quoting £212 after a play with the figures.still £176 cheaper than the CC.

looks like we will be going with caravanguard



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03/12/2009 at 1:40pm
 Location: Hedon East Yorkshire
 Outfit:  Rollerteam T-Line T740
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Not an easy choice to make then!



-------------
Paul


03/12/2009 at 7:35pm
 Location: Lincolnshire
 Outfit: Compas Rally 634
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Having had a claim for a right off I can only sing the praises for caravan guard, I would not willingly move from them. They dealt with the problem quickly and very fairly, when it came to insuring the replacement van we found the old insurance was still in place and a minor adjustment was all that was required.

This I consider to be the ultimate test and they passed it with flying colours, good company, good prices, and good treatment as far as I am concerned.



03/12/2009 at 7:51pm
 Location: Wales
 Outfit: Bailey Ranger GT60 380 2
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I think Caravanguard insist on more security devices than the CC - did you find that?

Al


04/12/2009 at 4:00pm
 Location: N Yorkshire
 Outfit: Xc60 D5 Abbey Vogue
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the van comes with a tracker , alko axle lock and alarm plus we have the alko hitch lock so not really an issue.basically its the same as CC, you have the security gear it must be used when the vans unattended.



04/12/2009 at 4:05pm
 Location: Wales
 Outfit: Bailey Ranger GT60 380 2
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But the CC only ask for one security device whereas Caravanguard require a lot more. If the items listed above were not included I'm sure that Caravanguiard would have required some of them to be fitted.

Al


04/12/2009 at 4:48pm
 Location: N Yorkshire
 Outfit: Xc60 D5 Abbey Vogue
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job done now insured through caravanguard for £209 in the end.



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