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Subject Topic: caravan insurance Post Reply Post New Topic
28/2/2010 at 11:24am
 Location: Co Durham
 Outfit: dandy 6
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Are caravans expensive to insure please?  We may be able to get a Compass Echo but as we have never owned a caravan, we are trying to find out how much things cost first.


28/2/2010 at 11:29am
 Location: Milton Keynes
 Outfit: Bailey Alliance 66-2 Motorhome
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For many years I have use the Caravan Club insurance but there are many companies out there that insure caravans. Perhaps a Google might throw up a few names.

David



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28/2/2010 at 12:12pm
 Location: Keswick
 Outfit: Bailey
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If you get this months Caravan magazine there is an article on insurance and the diverse range of costs. For the same set of circumstances the costs range from about £191 to £500. Answer is to shop around but know exactly what you want to be covered for first

 

Phil



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If you're not on a fell your wasting your feet and for 2014 it's.......Feb Castleton Mar North Yors Moors; Apr Sutton on Sea; May Thirsk; Jun Clapham/Riverside (Lakes); July Wharfedale; August Crakehall; Sept Knaresborough; Oct Wirral Park/Clitheroe    


28/2/2010 at 12:47pm
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my insurance is £77 for the year on a 1989 compass rallye 570, but well worth the money if something happens to it.with caravan guard

mike



28/2/2010 at 1:07pm
 Location: Co Durham
 Outfit: dandy 6
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Thank you, think I will have to get the details so I can find out properly.


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28/2/2010 at 1:13pm
 Location: West country
 Outfit: Mondeo
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The cost of caravan insurance seems to be much more relateed to the value of the van than car insurance is. Buy a new van worth double what the old one was and the premium will double.


28/2/2010 at 2:05pm
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our is about £150 but agree with navver on the value of the van

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Wendy


28/2/2010 at 2:45pm
 Location: Lancashire
 Outfit: Nissan X-Trail & Bailey Ranger
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and caravan insurance is more flexible - you can choose what is covered, what level of cover you buy and so on. As caravan insurance is not compulsory (but highly recommended) there seems to be a lot more range in the market than in car insurance.

You need to read the policy details carefully and decide just what you want from the insurance. Tailor it to fit you and you'll save a lot of money.

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* You never know where you're going 'til you get there...


01/3/2010 at 8:31am
 Location: Keswick
 Outfit: Bailey
View cwdc56768's Profile View Profile   Reply to cwdc56768 Reply   Quote cwdc56768 Quote  
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I think its expensive (but a necessary expense) when you consider that

Car insurance is a lot less and the car can often costs more than the van.

Half the caravan thefts were committed by those four who are now inside so I assume that the risk of theft has diminished.

According to recent magazine reports caravan related accidents are 0.8% of accidents (or some stat like that) so not much risk there for an insurer.

We take our goods out (well possibly) when we are not touring.

Take the wheels off over winter.

Have all kinds of locks on the van, unlike our cars

....so we should pay a lot less shouldn't we?

Hope insurance companies read this

Phil



-------------
If you're not on a fell your wasting your feet and for 2014 it's.......Feb Castleton Mar North Yors Moors; Apr Sutton on Sea; May Thirsk; Jun Clapham/Riverside (Lakes); July Wharfedale; August Crakehall; Sept Knaresborough; Oct Wirral Park/Clitheroe    



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