Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums

Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning
Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Breakdown Cover
Page:  1  2 Post Reply Post New Topic
16/3/2010 at 5:34pm
 Location: None Entered
 Outfit: Higear Voyager 6 Tent
View mjw1999's Profile View Profile   Reply to mjw1999 Reply   Quote mjw1999 Quote  
Joined: 30/8/2008

Gold Member
Gold Member

Forum Posts:   210

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Starting to Think about breakdown cover!
My towcar is covered by basic RAC cover and i have Normal insurance for the Caravan but no specific breakdown cover for the caravan.

Where do i stand at the moment if my car breaks down with the van attached?

In the event of an accident would i be covered by my car and caravan insurance to get me home if un drivable?

How am i covered for a trip to france this summer?

Do i need extra cover?


16/3/2010 at 6:12pm
 Location: west country
 Outfit: None Entered
View millermicm's Profile View Profile   Reply to millermicm Reply   Quote millermicm Quote  
Joined: 29/3/2009

Diamond Member
Diamond Member

Forum Posts:   4665

Site Reviews Total: 15
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Check your policy but I think you will find RAC will deal with the caravan if it is the car that fails. If it is the caravan that fails they will charge you.



-------------
Steve




Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

16/3/2010 at 7:11pm
 Location: 
 Outfit: 
View LegsDownKettleOn's Profile View Profile   Reply to LegsDownKettleOn Reply   Quote LegsDownKettleOn Quote  
Joined: 17/10/2007

Diamond Member
Diamond Member

Forum Posts:   2782

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote:
Where do i stand at the moment if my car breaks down with the van attached?


In my experience with the RAC, in a big pile of brown stuff. I would seriously consider changing to Red Pennant if you are going to France or Mayday if staying in the UK. Both through the Caravan Club. I always found the RAC about as much use as the pile of brown stuff they left me standing in.

The RAC will not assist in an accident either, so you will be left with the police cleaning the debris from the side of the road and sending a bill to the insurance company. Unfortunately, no one is going to be very helpful when it comes to getting you home or to your destination. Another big tick for Mayday and Red Pennant.


16/3/2010 at 7:26pm
 Location: chesterfield derbyshire
 Outfit: vango icarus 5 airbeam and citroen c5
View awratemiduck's Profile View Profile   Reply to awratemiduck Reply   Quote awratemiduck Quote  
Joined: 22/7/2008

Standard Member
Standard Member

Forum Posts:   53
Tent Reviews:   1

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

hi mjw !! check this link out !http://breakdown.insurancechoice.co.uk/compare.php. i have the silver cover for uk and you will see it covers the caravan and xtras £49 , or gold at £69 for european cover , you will be in for a nice , surprise.

Post last edited on 16/03/2010 19:36:39

-------------
derbyshire bloke, born & bred, strong in t'arm, weak in t'ead
and remember only dead fish swim , with the flow!!


16/3/2010 at 7:53pm
 Location: 
 Outfit: 
View LegsDownKettleOn's Profile View Profile   Reply to LegsDownKettleOn Reply   Quote LegsDownKettleOn Quote  
Joined: 17/10/2007

Diamond Member
Diamond Member

Forum Posts:   2782

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

I'm not sure a surprise is necessarily a good thing when it comes to insurance and the cheapest is not often a good thing either. Having said that, I changed from RAC to Mayday and saved a significant ammunt of money in doing it.


Advertisement



16/3/2010 at 8:01pm
 Location: west country
 Outfit: None Entered
View millermicm's Profile View Profile   Reply to millermicm Reply   Quote millermicm Quote  
Joined: 29/3/2009

Diamond Member
Diamond Member

Forum Posts:   4665

Site Reviews Total: 15
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote: Originally posted by LegsDownKettleOn on 16/3/2010
Quote:
Where do i stand at the moment if my car breaks down with the van attached?


In my experience with the RAC, in a big pile of brown stuff. I would seriously consider changing to Red Pennant if you are going to France or Mayday if staying in the UK. Both through the Caravan Club. I always found the RAC about as much use as the pile of brown stuff they left me standing in.

The RAC will not assist in an accident either, so you will be left with the police cleaning the debris from the side of the road and sending a bill to the insurance company. Unfortunately, no one is going to be very helpful when it comes to getting you home or to your destination. Another big tick for Mayday and Red Pennant.


Don't know where you are getting your info from and I have no experience of using it but according to their conditions they will recover the caravan if the car breaks down.

 

http://help.rac.co.uk/help/breakdown/products/bring-my-caravan-home

Likewise my green flag will.

RAC terms and conditions also state they will assist at an accident but you will be billed to recover the cost from your insurer.

 



-------------
Steve




16/3/2010 at 9:06pm
 Location: barnsley
 Outfit: Bailey pegasus ancona
View kate75's Profile View Profile   Reply to kate75 Reply   Quote kate75 Quote  
Joined: 27/5/2008

Silver Member
Silver Member

Forum Posts:   196

Site Reviews Total: 11
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

We were informed by our dealer that a breakdown service will only assist with the caravan if you have contacted them and informed them you tow one.


16/3/2010 at 9:08pm
 Location: 
 Outfit: 
View LegsDownKettleOn's Profile View Profile   Reply to LegsDownKettleOn Reply   Quote LegsDownKettleOn Quote  
Joined: 17/10/2007

Diamond Member
Diamond Member

Forum Posts:   2782

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

The terms when I was a member were that the member would be billed in the event of an accident and would have to persue this from their insurance company. This is not the casae with Green Flag as they do not bill the member. I am unsure as to whether they bill the insurance company or not as I have not required their assistance after an accident. I do know of RAC members who have been involved in an accident and been asked for payment before they will even send any assistance.

As regard the problem with a trailer, I was told at the side of the road over the telephone that because I was towing a trailer, the RAC would not even discuss my breakdown further and I was left to fend for myself.


16/3/2010 at 9:18pm
 Location: west country
 Outfit: None Entered
View millermicm's Profile View Profile   Reply to millermicm Reply   Quote millermicm Quote  
Joined: 29/3/2009

Diamond Member
Diamond Member

Forum Posts:   4665

Site Reviews Total: 15
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote: Originally posted by LegsDownKettleOn on 16/3/2010


The terms when I was a member were that the member would be billed in the event of an accident and would have to persue this from their insurance company. This is not the casae with Green Flag as they do not bill the member. I am unsure as to whether they bill the insurance company or not as I have not required their assistance after an accident. I do know of RAC members who have been involved in an accident and been asked for payment before they will even send any assistance.

As regard the problem with a trailer, I was told at the side of the road over the telephone that because I was towing a trailer, the RAC would not even discuss my breakdown further and I was left to fend for myself.

Ok - totally different situation to the question posed about cover for caravan. RAC do not cover trailers and horseboxes. They do cover caravans.



-------------
Steve




16/3/2010 at 11:12pm
 Location: Lancashire
 Outfit: Caravan now Sold
View michael's Profile View Profile   Reply to michael Reply   Quote michael Quote  
Joined: 30/6/2002

Diamond Member
Diamond Member

Forum Posts:   23517

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

green flag for us through CClub with home start,not cheap think off hand it was £85 full cover.not used as yet but reports are good.

-------------
the only silly question is the one you do not ask.


Advertisement



16/3/2010 at 11:15pm
 Location: NW of Glasgow
 Outfit: Sterling Searcher 2008 Volvo XC90
View jennifernn's Profile View Profile   Reply to jennifernn Reply   Quote jennifernn Quote  
Joined: 14/1/2005

Diamond Member
Diamond Member

Forum Posts:   9057

Site Reviews Total: 17
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote: Originally posted by mjw1999 on 16/3/2010Starting to Think about breakdown cover!
My towcar is covered by basic RAC cover and i have Normal insurance for the Caravan but no specific breakdown cover for the caravan.

Where do i stand at the moment if my car breaks down with the van attached?

In the event of an accident would i be covered by my car and caravan insurance to get me home if un drivable?

How am i covered for a trip to france this summer?

Do i need extra cover?



You will need extra cover for France.

What you should be looking for is...

1. A policy that will cover you to not only recover the caravan (and car) if the car breaks down or is involved in an accident, but that will also recover the caravan if the problem is with the caravan.

2. Then there is continuation of holiday, either with a replacement car and/or caravan or using hotels. Or "get you home" plus repatriation of both car and caravan.

3. And cover if the driver takes ill.

In this country you need at least no.1. Be aware also that there can be length limits on caravans for recovery.


-------------
Jennifer


17/3/2010 at 12:16am
 Location: Essex
 Outfit: Elddis Hurricane GT
View lesjane's Profile View Profile   Reply to lesjane Reply   Quote lesjane Quote  
Joined: 18/10/2009

Standard Member
Standard Member

Forum Posts:   49

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

I have been with Green flag for a few years now, but changed to green flag mayday through CC & not only saved 20 quid, but they will take your car & caravan to your booked destination and return it home at the end of your holiday if you cannot get your car fixed. i haven`t had to use it, luckily, But it sounds like a very good deal. Les

 



17/3/2010 at 10:42am
 Location: None Entered
 Outfit: Higear Voyager 6 Tent
View mjw1999's Profile View Profile   Reply to mjw1999 Reply   Quote mjw1999 Quote  
Joined: 30/8/2008

Gold Member
Gold Member

Forum Posts:   210

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote: Originally posted by jennifernn on 16/3/2010
Quote: Originally posted by mjw1999 on 16/3/2010Starting to Think about breakdown cover!My towcar is covered by basic RAC cover and i have Normal insurance for the Caravan but no specific breakdown cover for the caravan.

Where do i stand at the moment if my car breaks down with the van attached?

In the event of an accident would i be covered by my car and caravan insurance to get me home if un drivable?

How am i covered for a trip to france this summer?

Do i need extra cover?


You will need extra cover for France.

What you should be looking for is...

1. A policy that will cover you to not only recover the caravan (and car) if the car breaks down or is involved in an accident, but that will also recover the caravan if the problem is with the caravan.

2. Then there is continuation of holiday, either with a replacement car and/or caravan or using hotels. Or "get you home" plus repatriation of both car and caravan.

3. And cover if the driver takes ill.

In this country you need at least no.1. Be aware also that there can be length limits on caravans for recovery.



I think i would like cover for 1 & 2 but would like cover for britain and Europe for a year. could anyone recommend a company that does this.


17/3/2010 at 11:36am
 Location: midlands
 Outfit: Lunar Quasar 462 & Skoda Octavia Estat
View york54's Profile View Profile   Reply to york54 Reply   Quote york54 Quote  
Joined: 26/11/2008

Gold Member
Gold Member

Forum Posts:   329

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

We have been with the RAC for  about 20 years and during that time we have twice been towed home with caravan too - no questions asked!  One of those times from Cornwall n to the Midlands. The kids were small then and enjoyed the ride in the truck - we were just embarassed to arrive home with car and caravan in tow!! LOL

-------------
Sally B


17/3/2010 at 11:52am
 Location: NW of Glasgow
 Outfit: Sterling Searcher 2008 Volvo XC90
View jennifernn's Profile View Profile   Reply to jennifernn Reply   Quote jennifernn Quote  
Joined: 14/1/2005

Diamond Member
Diamond Member

Forum Posts:   9057

Site Reviews Total: 17
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

With most cover, the problem is not what happens if the car breaks down, it's what happens if the caravan has a problem. Especially with a larger caravan.

-------------
Jennifer


17/3/2010 at 12:14pm
 Location: Hull
 Outfit: Elddis Tempest
View jtaw45's Profile View Profile   Reply to jtaw45 Reply   Quote jtaw45 Quote  
Joined: 20/9/2005

Gold Member
Gold Member

Forum Posts:   234

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

I had 2 blow outs on the caravan in the space of 10 miles so obviously had no spare. I'm a member of the rac arrival via the camping and caravanning club, they picked the caravan up no problems on a tilting flatbed from the side of the M69,took me to coventry, made sure i could get the tyres fitted immediately,which fortunately i could, and left me to sort it out. If i couldn't have got the tyres they'd have taken me to the site i had booked in Newbury and taken the wheels to get the tyres fitted the next morning. You can't argue with that.



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next

Jump To Page:  1  2

Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...














4923 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement


Advertisement


UKCampsite.co.uk
2024 Advent Calendar


Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder