Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums

Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning
Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: insurance for a warden a nd caravan Post Reply Post New Topic
16/3/2011 at 3:17pm
 Location: 
 Outfit: 
View webload1's Profile View Profile   Reply to webload1 Reply   Quote webload1 Quote  
Joined: 16/3/2011

Standard Member
Standard Member

Forum Posts:   3
Tent Reviews:   1

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

im about to go to the southwest as a warden and i cannot get any insurance to either tow the van to the site or insure the van whilst living in the van on site as a warden. as usual procedure the insurance offer me insurance for the year to get to site but as soon as i live in, the policy becomes void so it has to be cancelled you guessed a fifty pound cancallation fee plus one months premium to be paid i have contacted 15 companies today and all refuse insureance on the van. i called the ombudsman who passed me on to abi association of british insures who in turn passed me on to biba british insurace brokers association who passed me on to a broker who in turn doesnt do caravan insureance unless its commercial buidlings.

so i give up unless anyone knows better. where i can get insurance as a warden so it shows that the isurance companies are a scam buisnesses robbing us blind ive insured caravans for 25 years with no claims so they are legalised thieves. try to complain and your fobbed of and passed around till you give up and you waste half a day can anyone help please



16/3/2011 at 3:46pm
 Location: Lancashire
 Outfit: Caravan now Sold
View michael's Profile View Profile   Reply to michael Reply   Quote michael Quote  
Joined: 30/6/2002

Diamond Member
Diamond Member

Forum Posts:   23517

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

try the CCClub as they use a lot of wardens and this question must have come up before for there wardens,failing this try NFU.once on tow you are covered for any damage from your car or caravan on your car insurance but not for the repair of your caravan.

www.ukcampsite.co.uk/r/ccc



-------------
the only silly question is the one you do not ask.


Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

16/3/2011 at 4:19pm
 Location: 
 Outfit: 
View webload1's Profile View Profile   Reply to webload1 Reply   Quote webload1 Quote  
Joined: 16/3/2011

Standard Member
Standard Member

Forum Posts:   3
Tent Reviews:   1

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

most sites and clubs have to insure the wardens van on the sites policy as do the cccclub and ccclub but they will only do it for there own wardens not for others will try nfu now

thanks for that anyway all the best



-------------
happy days all


16/3/2011 at 4:22pm
 Location: Lancashire
 Outfit: Caravan now Sold
View michael's Profile View Profile   Reply to michael Reply   Quote michael Quote  
Joined: 30/6/2002

Diamond Member
Diamond Member

Forum Posts:   23517

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

thanks for that anyway all the best


ok tell us how you get on.

-------------
the only silly question is the one you do not ask.


16/3/2011 at 5:00pm
 Location: 
 Outfit: 
View Opensauce's Profile View Profile   Reply to Opensauce Reply   Quote Opensauce Quote  
Joined: 25/1/2010

Diamond Member
Diamond Member

Forum Posts:   4530

Site Reviews Total: 13
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Are you looking at this the wrong way? Policies state that the caravan is not insured for permanent living, ie your only home. If you tow you caravan to a site, live in it for the season then tow it home afterwards you are not living in it permanently. I presume you still have your home adress so this is no different from going for an extended tour.

Plenty of people live in their caravans on sites while working away from home & insurance policies state caravan is insured only for 'social domestic & pleasure use' which will include sleeping in it while working as well as on holiday.


Advertisement



16/3/2011 at 5:20pm
 Location: Huddersfield
 Outfit: swift conqueror 645+jeep commander
View geoff+emmy's Profile View Profile   Reply to geoff+emmy Reply   Quote geoff+emmy Quote  
Joined: 10/10/2009

Platinum Member
Platinum Member

Forum Posts:   1088

Site Reviews Total: 5
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

we go off all summer and our insurance has no problem with that


16/3/2011 at 5:43pm
 Location: 
 Outfit: 
View webload1's Profile View Profile   Reply to webload1 Reply   Quote webload1 Quote  
Joined: 16/3/2011

Standard Member
Standard Member

Forum Posts:   3
Tent Reviews:   1

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

sorry but sold house leave the rat race behind going southwest for summer going spain winter so no actual home address anymore

-------------
happy days all


16/3/2011 at 5:54pm
 Location: barnsley south yorks
 Outfit: 2012 coachman amara 550 5 ford kuga
View lyn hathaway's Profile View Profile   Reply to lyn hathaway Reply   Quote lyn hathaway Quote  
Joined: 21/3/2008

Platinum Member
Platinum Member

Forum Posts:   1043

Site Reviews Total: 9
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

wish you well

-------------
Sandringham 22nd mar - 30th mar
thorpe park 27th apr - 1st july

thorpe park 1st sept 2015- 1st nov 2015
clumber park 29th dec -4th jan


16/3/2011 at 9:46pm
 Location: Good Old East Yorkshire
 Outfit:  Dethleff Motorhome
View weekend gypsy's Profile View Profile   Reply to weekend gypsy Reply   Quote weekend gypsy Quote  
Joined: 11/6/2003

Gold Member
Gold Member

Forum Posts:   464

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote: Originally posted by webload1 on 16/3/2011
sorry but sold house leave the rat race behind going southwest for summer going spain winter so no actual home address anymore
We  have done the same (sold up) everything is registerered to our daughters address  is there anyone's address you could use, if asked where we  live  i say with our daughter but spend alot of time in our van 

-------------
avenge yourself live long enough to be a problem to the kids


16/3/2011 at 9:56pm
 Location: Lichfield
 Outfit: Coachman Amara 450
View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
Joined: 15/5/2008

Diamond Member
Diamond Member

Forum Posts:   9587

Site Reviews Total: 23
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 3  
Site Reviews 2021: 1  
Site Reviews 2020: 0  
Site Reviews 2019: 4  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 11
Site Nights 2021: 3
Site Nights 2020: 0
Site Nights 2019: 24
Site Nights 2018: 0

If it is going to be your permanent residence maybe you need to insure it as a mobile home instead. This is probably why the insurance companies won't insure you because it doesn't apply in their terms and conditions as a touring caravan. At least it's worth a try and see if you have any success.


Advertisement



16/3/2011 at 10:01pm
 Location: 
 Outfit: 
View Opensauce's Profile View Profile   Reply to Opensauce Reply   Quote Opensauce Quote  
Joined: 25/1/2010

Diamond Member
Diamond Member

Forum Posts:   4530

Site Reviews Total: 13
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Anybody who fulltimes needs an address, ie a relatives' home, you can't really function in the UK for practical purposes without an address. Most fulltimers just insure from their(theoretical)adress.


16/3/2011 at 11:52pm
 Location: Argyll Scotland
 Outfit: 1997 Bailey Ranger 470 4
View LobeyDosser's Profile View Profile   Reply to LobeyDosser Reply   Quote LobeyDosser Quote  
Joined: 28/12/2002

Diamond Member
Diamond Member

Forum Posts:   8833

Site Reviews Total: 5
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Try Googling Park Home Insurers.

Ones like these specialise in covering caravans that are lived in permanently.



-------------
Lobey.


17/3/2011 at 12:23am
 Location: Bolton Lancs
 Outfit: Tent & Toyota Granvia
View Tigermouse's Profile View Profile   Reply to Tigermouse Reply   Quote Tigermouse Quote  
Joined: 30/8/2007

Diamond Member
Diamond Member

Forum Posts:   7818

Site Reviews Total: 4
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Try contacting this guy - bakers_cottage at btinternet.com (don't forget to replace the word 'at' with the squiggly symbol) - he sold up last August and lives full time in his touring caravan, he might be able to put you on the right track re insurance.

-------------
Tigermouse


I have a very temperamental personality - 50% temper and 50% mental



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next
Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...














9255 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement


Advertisement


UKCampsite.co.uk
2024 Advent Calendar


Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder