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Topic: Car Insurance Savings
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24/6/2011 at 2:12pm
Location: Criccieth Gwynedd Outfit: Buccaneer Commodore
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Hi
The policies on both our cars were due for renewal next month. Both were insured with Saga, Comprehensive with Social, Domestic and Pleasure and Business Class 1 (needed for our work). The Saga renewals came in at c£1150. I tried various comparison sites and looked in "Which?" magazine.
I discovered that if I joined CSMA, for a £16 annual fee, I could get discounts with LV/Frizzel, which was in 3rd Place in the "Which?" "Recommended car insurance providers". Saga was in 7th place! I joined CSMA online, on the strength of temporay employment in the Job Centre during the summer of 1978!!!
I then used the link to Frizzle insurance from the CSMA website to get online quotes. I had to phone up to query some details of the online quotes but was given the online discount when I phoned and subsequently purchased the policies over the phone. When I purchased the first, cheaper, policy from LV, this then entitled me to a further discount, as a policy holder with LV, when I purchased the policy for the second car.
These LV policy premiums enabled me to make total saving of just over £250/21%+ on the comparable renewal premiums with Saga. In addition I have the additional benefits/discounts of CSMA membership. The only disadvantage was that Saga allowed me to pay the premiums in quarterly installments without additional interest charges but then I saved almost the equivelant of one of those installments!!
I hope this information may help others to get cheaper car insurance.
I hope this information may help others to get cheaper car insurance.
Tim
------------- Tim and Cary
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