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Renewal reminder arrived from the CC so I completed one of these comparison site questionaires,  cheapest for a £3k 'van + legal protection £105,  CC renewal £52.50

I have been with the C&CC insurance for the last couple of years having found them to be the cheapest for me.

  Agri

I must be doing something terribly wrong!!

£442 insurance quote. 

 New for Old (£19K they tell me to replace similar model as ours no longer made Baily Senator Indiana 2009)

Storage site isn't CASSOA registered so guess that's had an effect and I only been towing for a year (well OH actually!)

I have every security device going plus a tracker (which also costs extra just to get 10% discount so wonder if worth cost?)

I know cost of new for old caravan must have a bearing on the insurance but i have hardly any equipment - no awning etc just usual gas, water bottles basic and cups linen etc.  Nothing flash!!

I can't believe the difference in cost!

flip53

Who is this insurance from?

Quote: Originally posted by flip53 on 02/9/2011

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I can't believe the difference in cost!

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Littlejack 40 I have had a couple of quotes saga was £442.78

Caravan club £411 (plus £40 CC membership)

Tried my Building Society contents insurance that was a no go but they put me through to someone separate who quoted £501!!

I have been told its because the Bailey Indiana is no longer made so last year to replace like for like would have been £13K but this year the nearest model is a Pageant or Unicorn Madrid valued at £19K+.  which obviously puts premium up.

I eventually ended up with Caravan Guard new for old £284 or market value insurance £166.

Such a big difference even then makes you wonder what they base their quote on as the information given is exactly the same for each company??

Differing discounts some give for security on caravan, others don't take that into account but do take note of security on your storage.

I actually leave mine on a site and have it towed to a pitch and that's all It goes at the moment so one company reduced the quote by £60 as I wasn't towing anywhere but if I ever change my mind I need to increase it back up again if I take it off the site.  Seems fair enough but the quote was over £500 to start with!

I also thought that I got 10% for EACH item that qualified, like alarm, tracker, alko lock, hitch lock, CoASSA site etc etc.  It seems that they don't add it all together and give a total of 40% discount you just get the one 10% so you may as well save your money and have one item to qualify for the maximum 10% allowance.

Seems everyone wants to jump on the wagon of costs.

Added to that the tracker company fees were £39 last year this year £90 just to get the 10% discount makes you wonder if might as well just leave the tracker off it costs more to pay for tracker than to go without the 10% discount!  If someone nicks my van, I wouldn't want it back anyway I don't think not knowing what had been done/going on in it would give me the eebies anyway.

So looks like I will stay with Caravan guard again this year seems the cheapest for my circumstances.

Servicing has also varied by £100 due to travel costs for mobile .

Car insurance went up £100 - nothing different either to last year.

Seems a lotof things are going up by great leaps not just a couple of quid which we usually expect with inflation, but really unexpected jumps that I haven't budgeted for. 

Is anyone else finding this or am I just turning into a Grumpy Old Woman lol

with the C& CC the minimum for an old caravan is £40odd  I checked last week for a 60's Cheltenham. OK the caravan may not be worth much but insurance is still needed in this day of suing culture. Your car ins will not cover it on a site.

Here is something that happened My friends had an uninsured old folding caravan. In a bad storm at Teversal the roof came off. Luckily it did not hit another caravan or a person but imagine if it had! Doesn't bear thinking about.