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Subject Topic: Caravan Club insurance discounts! Post Reply Post New Topic
23/10/2011 at 11:05am
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I think the CC is being a bit sneaky with their discounts on insurance. For instance our quote was for nearly £900 before discounts.
For example only and not as per fact, you then get 25% off the £900 for the alarm, if you have wheel locks you then get 10% off the balance and not off the original £900, if you have Gold storage it is another 10% off the balance and not off the original amount.
Surely the way they phrase the wording on their pamphlets gives the impression that the discounts apply to the original amount and not the subsequent lower amounts?
The CC insurance is till good value IMHO.


23/10/2011 at 11:43am
 Location: north wales
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I thought that figure of £900 was a misprint until I realised it was repeated.


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23/10/2011 at 12:11pm
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Nope the actual figure is slightly higher and then they add all their discounts bringing it down to about £350! With Alko secure locks, Alko hitchlock, alarm and tracker the odds are stacked in favour of the insurance company so I guess that in reality I am paying for GAP insurance (new for old) in the unfortunate event of an accident.


23/10/2011 at 5:32pm
 Location: South Gloucestershire
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That reminds me, I must call the CC.  We have their Gold Storage discount, alarm discount etc., but our van has to go back to our main dealer for some warranty repairs next month - which will take a couple of weeks. 

I think we are only supposed to have the van out of the Gold Storage for up to 72 hours (unless we are staying in it of course!) during which time the alarm is supposed to be set at all times, so I will have to question them about cover whilst it is at the dealers.  Presumably, the dealers own insurance would cover most eventualities, but I am still going to check with CC for their advice.




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