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Subject Topic: Caravan insurance sorry yes again Post Reply Post New Topic
29/2/2012 at 7:53pm
 Location: scotland
 Outfit: Bailey ranger 500 5
View angela999's Profile View Profile   Reply to angela999 Reply   Quote angela999 Quote  
Joined: 02/9/2007

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Hi we have been with Tower Gate Insurnace for 2yrs now for, however they have given us a new quote and they seen pretty expensive 270 quid.

Can anyone recommed cheaper? had a quote for 200 from Protect and Co if anyone has expeience of this company.

Thank you in advance

Angela



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A


29/2/2012 at 7:59pm
 Location: west country
 Outfit: None Entered
View millermicm's Profile View Profile   Reply to millermicm Reply   Quote millermicm Quote  
Joined: 29/3/2009

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Forum Posts:   4665

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Just today got my quote from Caravan Guard - £84 on a 2002 compass 482.

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Steve




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29/2/2012 at 8:07pm
 Location: Berkshire
 Outfit: No current outfit
View dazzer252's Profile View Profile   Reply to dazzer252 Reply   Quote dazzer252 Quote  
Joined: 20/6/2011

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I would try the Caravan Club, Caravan Guard and Camping & Caravan club. They will offer you different options depending on security, storage and if you want european cover, etc so try and tailor the policy to what suits you. We are with the caravan club at the moment but will compare all 3 when the policy comes up for renewal.


29/2/2012 at 9:46pm
 Location: Somerset
 Outfit: Bailey Olympus 540-5
View Fee Fi Fo's Profile View Profile   Reply to Fee Fi Fo Reply   Quote Fee Fi Fo Quote  
Joined: 28/9/2011

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We are with camping and caravan club insurance. Seemed like a good deal.


29/2/2012 at 10:10pm
 Location: Leicestershire
 Outfit: Swift Charisma 560 & Vauxhall Omega
View Jafa's Profile View Profile   Reply to Jafa Reply   Quote Jafa Quote  
Joined: 21/8/2004

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Forum Posts:   299

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I don't know about cost (and I know cost is often the deciding factor) but do consider how good the insurers are, or at least how good others' rate them, in the event of a claim. Caravan Club may not be the cheapest, but they handled our recent claim without quibble and the transaction from submitting our claim to resolution was very quick. There are some horror stories on the forum where things haven't gone as well.

Something we never want to think about, but wish we had when/if it arises.


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29/2/2012 at 10:28pm
 Location:  lincolnshire
 Outfit: N A
View philip 22's Profile View Profile   Reply to philip 22 Reply   Quote philip 22 Quote  
Joined: 19/6/2008

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We are with Simple Caravan Insurance with the Caravan Channel and we got a good quote,


29/2/2012 at 11:11pm
 Location: Dewsbury West Yorks
 Outfit: Abbey Vogue & Range Rover Evoque
View Rob2011's Profile View Profile   Reply to Rob2011 Reply   Quote Rob2011 Quote  
Joined: 14/6/2011

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Caravan & Camping Club, even paying the membership fee an the premium we still save compared to other quotes. under £100 for our 1999 abbey (slightly higher due to a claim last year otherwise it would have been cheaper.


29/2/2012 at 11:54pm
 Location: Suffolk
 Outfit: Hymer Living 465
View SilverLiving's Profile View Profile   Reply to SilverLiving Reply   Quote SilverLiving Quote  
Joined: 12/5/2006

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I eventually got worn down by all the rubbish dealers in Caravan insurance. I eventually went to C&CC and paid £280 for £14,000 cover, new for old. That's £20 per £1,000 which is a fair rate I think, given the policy.

For me, the deciding factor was that I was actually dealing with a human being, they were civil and interested in my needs, and understood what was involved in covering a caravan. I felt I could trust them if I had a claim. Not all of them in the industry would pass that test.

Go for somewhere where you can read the policy before you sign up, and where they give you a fair deal on the cover. For example iirc CC policy had a clause in it that - despite you paying a premium for new for old cover - allowed them to downgrade the value of the caravan at their own discretion to "market value" when paying a claim.

Some on this forum have been caught like that before. Do a search and see what had been written.

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Veni Vidi Velcro.... I came, I saw, I stuck around!



01/3/2012 at 7:49am
 Location: Hertfordshire
 Outfit: Lots of tents and a 72 VW Camper
View Ratty's Profile View Profile   Reply to Ratty Reply   Quote Ratty Quote  
Joined: 16/4/2002

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Here are some recommendatsions, and also there is discount available to UKCampsite.co.uk members

50 Caravan insurance, trailer tent and motorhome insurance
Advice on your caravan insurance, tent, or motorhome insurance with online quotes

Cheers  Ratty



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Carbon Monoxide Staying Safe Advice



01/3/2012 at 9:16am
 Location: WEST LOTHIAN
 Outfit: COACHMAN 460 2
View wynnie69's Profile View Profile   Reply to wynnie69 Reply   Quote wynnie69 Quote  
Joined: 06/6/2010

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mines is £98 for a 20 year old coachman ,i suppose it will depend on the worth of your van ,hundreds seems like a lot to me id shop about

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wynnie


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01/3/2012 at 10:29am
 Location: Milton Keynes
 Outfit: 2023Archway Woodford
View birdman101's Profile View Profile   Reply to birdman101 Reply   Quote birdman101 Quote  
Joined: 30/8/2011

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I was with Towergate last year but changed January to Caravan-guard,they beat Towergate by £58 for exactly the same cover.I belong to caravan clubs their quotes never come close to the ones i get with other insurers, and i always compare like for like,and i have all the security fittings.



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