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Apologies , another post from me, we have just bought our first caravan, and have bought v good locks and property marked it well etc to prevent theft

We have AA that covers the caravan as well, and we cant decide if £500 value caravan is worth insuring, what does insurance actually cover apart from theft on a 25 year old non cris registered van

Any thoughts appreciated

jessegee

just found for though,t i never used to insure ours but on holiday at hendra in cornwall about 5yrs ago, there was a caravan that set on fire due to items close to the heater we were 5 vans away  now if your £500 van was distroyed maybe no big issue but this fire also damaged 2 cars and  2 other vans so all of a sudden the £500 caravan becomes a £20,000 plus third party claim

this made me get insurance on my cheap caravan and will now always insure it

Quote: Originally posted by andyjack on 03/4/2012

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just found for though,t i never used to insure ours but on holiday at hendra in cornwall about 5yrs ago, there was a caravan that set on fire due to items close to the heater we were 5 vans away  now if your £500 van was distroyed maybe no big issue but this fire also damaged 2 cars and  2 other vans so all of a sudden the £500 caravan becomes a £20,000 plus third party claim

this made me get insurance on my cheap caravan and will now always insure it

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Thank you everyone, all your replies are very interesting and helpful

Ladyfidi, do you have caravan club membership? We are only members of Camping and caravan club

I think as we're new to this we will get insurance for peace of mind,

especially as my husband reminds me we bought it on April fools day and our first trip is planned for Friday 13th!

jesse

Quote: Originally posted by jessegee on 03/4/2012

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Thank you everyone, all your replies are very interesting and helpful

Ladyfidi, do you have caravan club membership? We are only members of Camping and caravan club

I think as we're new to this we will get insurance for peace of mind,

especially as my husband reminds me we bought it on April fools day and our first trip is planned for Friday 13th!

jesse

 

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Thanks Tony

We have bought insurance through camping and caravan club because we were already members. £56 ( £6 monthly )  including europe

Caravan club were £53 but I am not a member - so would have to join

CaravanGuard wont insure caravans over 25 yrs old!

Quote: Originally posted by Tentz on 03/4/2012

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Quote: Originally posted by andyjack on 03/4/2012

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just found for though,t i never used to insure ours but on holiday at hendra in cornwall about 5yrs ago, there was a caravan that set on fire due to items close to the heater we were 5 vans away  now if your £500 van was distroyed maybe no big issue but this fire also damaged 2 cars and  2 other vans so all of a sudden the £500 caravan becomes a £20,000 plus third party claim

this made me get insurance on my cheap caravan and will now always insure it

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It would be difficult to prove liability in such a case. If your own caravan or car was set on fire by a fire in another caravan your first call would be to your own insurance co. It would then be for your own insurance co to recover their losses if they cared to. Insurance co's do not usually pursue private individuals in such a case.

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