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Subject Topic: Caravan insurance Post Reply Post New Topic
30/8/2012 at 7:32pm
 Location: St Helens
 Outfit: Swift Challenger 540
View kathrynmc1974's Profile View Profile   Reply to kathrynmc1974 Reply   Quote kathrynmc1974 Quote  
Joined: 20/7/2009

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We have started the process of choosing a caravan, we have been to have a look at a few places this week and are going again at the weekend to have a look at another one.

I was wondering where you get your insurance from and are there any companies to stay away from

K



30/8/2012 at 7:44pm
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View blueexpo97's Profile View Profile   Reply to blueexpo97 Reply   Quote blueexpo97 Quote  
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Ours is insured with the C&CC.

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XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


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30/8/2012 at 7:46pm
 Location: Lichfield
 Outfit: Coachman Amara 450
View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
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If you look at the adverts on UK Campsite at the top right corner you will find quite often that that Caravan Guard advertise their caravan insurance and that's who I am with now. The underwriters are Royal Sun Alliance which is a sister company of 'More Than' car insurance so it's a well respected company. If you mention UK Campsite when you ask for a quote you also get a discount and my quote this year was just under £30 cheaper than most other companies apart from the Camping & Caravanning Club which was about £3 cheaper. I opted for Caravan Guard as you have to be a member of the C&CC which costs £40 per year to join so that's why I chose Caravan Guard.


30/8/2012 at 8:14pm
 Location: Stockport
 Outfit: Lunar Clubman SB & Mondeo Estate
View Simon100's Profile View Profile   Reply to Simon100 Reply   Quote Simon100 Quote  
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The caravan club do good caravan insurance.


30/8/2012 at 8:30pm
 Location: Surrey
 Outfit: Bailey Valencia + Lexus RX400h
View nelmo's Profile View Profile   Reply to nelmo Reply   Quote nelmo Quote  
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I'm with the AA at the moment but I may change to the Caravan Club as their basic policy includes new for old cover if your van is less than 5 years old (if older, you'd need their more expensive policy).

I'm a member of C&CC as well but they were more expensive than the AA and the CC.

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'In later life, you will be more disappointed with the things you didn't do than with the things you did.' - Mark Twain


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30/8/2012 at 8:46pm
 Location: Cambs
 Outfit: Tin tent diddy tent BIG tent
View birder99's Profile View Profile   Reply to birder99 Reply   Quote birder99 Quote  
Joined: 24/9/2010

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It depends on several factors as to which is the cheapest. They all seem to use differing ways of calculating risk and therefore premium. The last time I checked for my TA stored at home with shed loads of security on it, Towergate were the cheapest but did not have the best policy, closely followed by Caravan Guard and then CCC with most expensive being CC. I opted to use Caravan Guard but I will find out how good they really are if I have a claim. For many years CCC were the cheapest on my older caravan so shop around and play with differing security arrangements to see what comes up.

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'A sure cure for sea-sickness is to sit under a tree'


31/8/2012 at 9:04am
 Location: East Yorkshire
 Outfit: Bailey Pegasus 546
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We were with Caravan Guard for years. Competetive prices, good communication etc, we happily paid our premiums for peace of mind.

In 2010 we suffered some storm damage and made our first ever claim.

We had such problems with the underwriters and their loss adjusters, we ended up sorting out the repair with the workshop ourselves and eventually were left about £700 out of pocket after being offered £47 for a 1 year old awning.

The experience upset us that much we sold the caravan, gave up our caravanning and went back to an uninsured cheap trailer tent that we just use for holidays.

I don't know if an other company would have been any different, but Caravan Guard and their associates are a set of robbing ba$***ds, steer clear.

Paul

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"Whether you think you can, or think you can't... You're right"

Trigano Chantiily TT > 87 Compass Connoisseur 380 > 2001 Bailey Ranger 500/5 > 2007 Sterling Europa 530 > Trigano Vendome > Bailey 546


31/8/2012 at 1:43pm
 Location:  Anglesey - Wales
 Outfit: FoST
View Velvet Kitten's Profile View Profile   Reply to Velvet Kitten Reply   Quote Velvet Kitten Quote  
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I insure mine through the Caravan Club.

This year I had my renewal quote of £149 and then it was discounted by £49 as I have not made a claim in the last 3 years and so I was very pleased with £100.

Depending on where you store your caravan will also depend on your costs too, and whether you will get insured.  We store ours on a working farm and not alot of insurers would insure us for that reason but the CC would regardless of where we stored it.



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Degsy Rowlands is my love, my life and a lunatic!!!!!!!! Louise x


31/8/2012 at 2:08pm
 Location: 
 Outfit: 
View Angus1215's Profile View Profile   Reply to Angus1215 Reply   Quote Angus1215 Quote  
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Caravan Guard seem to have the cheapest headline rate, but by the time I purchase the extra security needed to comply with their T&Cs they are a lot more expensive than the CC.

There are several competitive and reputable companies out there, there is also (at least) one (don`t think we can name them on here) that must be avoided at all costs. If you have a trawl you will find them, they offer insurance for many things including Equine and Livestock.


31/8/2012 at 4:39pm
 Location: 
 Outfit: 
View blueexpo97's Profile View Profile   Reply to blueexpo97 Reply   Quote blueexpo97 Quote  
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Yes avoid E&L like the plague

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


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31/8/2012 at 9:30pm
 Location: St Helens
 Outfit: Swift Challenger 540
View kathrynmc1974's Profile View Profile   Reply to kathrynmc1974 Reply   Quote kathrynmc1974 Quote  
Joined: 20/7/2009

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Thanks for the replies.  I was thinking of using this insurance comparison site

https://www.cetapremium.com/quote/next.asp?type=caravan_touring&start=quick&membershipnumber=cet1034&startpage=compare_caravan_insurance_open.htm&mkcode=ex_gppc_Caravan insurance&SEO_ID=834661206&promocode=&AffiliateNumber=&__utma=1.518156877.1346350993.1346350993.1346350993.1&__utmb=1.1.10.1346350993&__utmc=1&__utmx=-&__utmz=1.1346350993.1.1.utmgclid=CKO2saT8j7ICFc93fAod7kUATQ|utmccn=(not%20set)|utmcmd=(not%20set)|utmctr=caravan%20insurance&__utmv=-&__utmk=157990458

Has anyone else used them



01/9/2012 at 8:49pm
 Location: Wakefield West Riding of Yorkshire
 Outfit: None Entered
View Bailey Orion's Profile View Profile   Reply to Bailey Orion Reply   Quote Bailey Orion Quote  
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We are with Caravan Guard and our premium actually came down by £20 this year ( second year ).

Not put a claim through them but they were the cheapest I could find by a good margin ( not that I think price is the only factor )and despite the post above there is very little criticism of them that I could find.

If you ring or e-mail them they are very friendly and helpful.

Ian

-------------
Bailey Orion Blog

http://bobbaileyorionblog.blogspot.com/



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