Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums

Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning
Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Buying a caravan with a credit card. Post Reply Post New Topic
20/9/2012 at 4:27pm
 Location: Lowton Warrington
 Outfit: Chevrolet Captiva 4x4.Lunar Quasar 524
View chindley's Profile View Profile   Reply to chindley Reply   Quote chindley Quote  
Joined: 29/6/2004

Platinum Member
Platinum Member

Forum Posts:   516

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Hi all, This is a hypothetical question.

I recently purchased a 2nd hand caravan from a small retailer, I noticed that they took credit cards, so I purchased it on my Credit Card then paid off the balance.

If in the future the van had come back as stolen for some reason would I be covered by the credit card company.?

P.S. I did do a CRIS check and it came back clear, I was just wondering.



20/9/2012 at 4:56pm
 Location: 
 Outfit: 
View Bill Terry's Profile View Profile   Reply to Bill Terry Reply   Quote Bill Terry Quote  
Joined: 19/5/2006

Diamond Member
Diamond Member

Forum Posts:   2197

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

If cris said it was clear when you bought it, why are you thinking that it will show being nicked in the future?

-------------
Roughing it in style at Calloose caravan and camping holiday park nr St Ives.(seasonal pitch)
Its not a hangover, its wine flu!


nant mill.N/Wales
just dont go there.


Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

20/9/2012 at 4:57pm
 Location: Lancashire
 Outfit: Caravan now Sold
View michael's Profile View Profile   Reply to michael Reply   Quote michael Quote  
Joined: 30/6/2002

Diamond Member
Diamond Member

Forum Posts:   23517

Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

insured only for the card payment only and for a period of time i believe.

http://www.theukcardsassociation.org.uk/individual/credit_card_incentives.asp



-------------
the only silly question is the one you do not ask.


20/9/2012 at 5:32pm
 Location: fife
 Outfit: vw t5 adria isonzo
View diesel steve's Profile View Profile   Reply to diesel steve Reply   Quote diesel steve Quote  
Joined: 13/8/2011

Platinum Member
Platinum Member

Forum Posts:   781

Site Reviews Total: 9
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 1  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 1

my boss buys alot of expensive goods on a credit card as he gets air miles with it.


20/9/2012 at 5:53pm
 Location: 
 Outfit: 
View Opensauce's Profile View Profile   Reply to Opensauce Reply   Quote Opensauce Quote  
Joined: 25/1/2010

Diamond Member
Diamond Member

Forum Posts:   4530

Site Reviews Total: 13
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Difficult one, certainly you have protection paying by credit card but possibly they could get out of it by claiming you were negligent if you did not do a Cris check. I think you will find though that in the event of a mistake by Cris that you are indemnified by Cris & they would refund if a caravan that they had stated was clear turned out not to be.


Advertisement



20/9/2012 at 7:50pm
 Location: nr Derby
 Outfit: Phoenix 440+
View jaiash's Profile View Profile   Reply to jaiash Reply   Quote jaiash Quote  
Joined: 09/7/2008

Diamond Member
Diamond Member

Forum Posts:   3771

Site Reviews Total: 26
Site Reviews 2024: 3  
Site Reviews 2023: 2  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 6  
Site Nights 2024: 6
Site Nights 2023: 6
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 34

.. "the protection applies even if you have only paidpart of the payment ( a deposit,say)on your card. This part-payment can be as little as £1."

Reply to a similar query in the Oct 2012 Which Magazine Money helpline section.

Referring to protection under Section 75 of the Consumer Credit Act.



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next
Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...














7680 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement


Advertisement


UKCampsite.co.uk
2024 Advent Calendar


Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder