Message Forums

Hope you and you're family are ok, what an awful thing to happen.

We are waiting to hear back from the insurance too, our van was stolen on Monday night. We did exactly the same as you when taking out the insurance, we were asked how much the van was worth and also the value of the equipment.We were not asked how much it would cost to replace, but then we also have new for old insurance so didn't think it was necessary. We are insured with Caravan Club 5C's.

Do let us know what your insurers say.

Sara

Quote: Originally posted by Mrs. Bonce on 07/10/2012

---

We have Super 5CS with the CC and they always up the price at renewal to take into account the replacement cost of a new caravan, however it is up yo you to ensure that this is sufficient.

Anne

---

  if someone rights your van of surley you can claim from there insurance to replace the item

Quote: Originally posted by bigb123 on 07/10/2012

---

 

  if someone rights your van of surley you can claim from there insurance to replace the item

---

Yes you can claim off the third party insurance for a write off but they will only usually pay out the book price of the caravan which would be less than that of a new caravan that is going to be replaced by your own insurance. The OP's own insurance will be covered for this under the 'new for old' policy but the insurance company will then be at a financial loss and that's exactly what I was saying in my first post about getting legal support so that any losses are only incurred on behalf of the third party insurance. The insurance underwriters will try to avoid paying out if possible so you have to understand the way they operate to ensure you get what you are fully entitled to otherwise the OP although won't actually have to part with any money but could have a detrimental effect when they come to renew their insurance because you have to declare that a claim has been made within the last 5 years.