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Subject Topic: Caravan insurance and breakdown cover
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PersonSurfer01
07/2/2013 at 1:49pm
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Quote: Originally posted by Mrs. Bonce on 07/2/2013
Sorry, still being thick! I was all set to add on an extra £2,000 to the insurance cost for equipment, but you seem to indicate in your post above that this is not necessary as the CC won't pay out for it?

I have just checked my policy and it is me being thick! Apologies with my previous supplier, costs were broken down.
CC has it has the following categories;

Caravan and associated equipment
Contents
Hotel & caravan hire
Liability
Personal accident

Then you get all the discounts;
Excluding contents cover
Alarm discount
Tracking device discount
Wheel lock discount
Electronic Trailer Control discount
Secure storage discount
Voluntary excess
No claims discount
Caravanner's legal protection

We have a twin axle and to fit both wheel locks is a nightmare and nearly impossible for us. However because we fit a sold secure QD33 plus the one wheel lock we still got the discount. associated equipment like Awning, motor mover, battery, wheel clamp, hitchlock etc came to over £3000 so be very careful!


PersonMrs. Bonce
07/2/2013 at 2:01pm
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Thanks, so I do have to add the cost of equipment then, and what's  a QD33?


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PersonSurfer01
07/2/2013 at 3:16pm
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Quote: Originally posted by Mrs. Bonce on 07/2/2013
Thanks, so I do have to add the cost of equipment then, and what's  a QD33?


Bulldog QD33. Excellent piece fo kit and easy to fit. We always fit it on the front wheel with ALKO Secure lock on rear wheel.
If you have an awning and a motor mover, I think £3000 is a fair figure as £1000 of that covers stuff like battery, full gas bottles, water & waste containers plus pipes, ground sheet, pegs, windbreaks, chairs, satellite dish plus cabling, TV, satellite digibox, noseweight gauge, 12v electric drill,steady ext for drill, hammer for pegs, BBQ, caravan brush, levellers, balancing of tyres and anything else you may add that is related to the caravan in some way. It all adds up.



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