Advertisement
Message Forums |
|
 Topic: Caravan write-off - Insurance help
|
  |
| Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off! |
|
|
|
17/4/2013 at 7:56am
Location: Bath
Outfit: Bailey Palermo & Kampa Brean
View Profile
Reply
Quote
|
Joined: 18/4/2006 Platinum Member 
Forum Posts: 683
| Site Reviews Total: | 14 |
|
| Site Reviews 2024: | 0  |
| Site Reviews 2023: | 0 |
| Site Reviews 2022: | 0 |
| Site Reviews 2021: | 0 |
| Site Reviews 2020: | 0 |
| Site Reviews 2019: | 0 |
| Site Reviews 2018: | 0 |
|
| Site Nights 2024: | 0 |
| Site Nights 2023: | 0 |
| Site Nights 2022: | 0 |
| Site Nights 2021: | 0 |
| Site Nights 2020: | 0 |
| Site Nights 2019: | 0 |
| Site Nights 2018: | 0 |
|
it is likely to be their own internal policy to get a copy of the purchase receipt, this may assit them in any detail of accessories added, like a mover for example - this will also give them a guide to its condition at the time of purchase which they may try to use against you.
Many policies have an underinsurance clause in it, so they are also looking to see if you you paid for enough insurance to protect the value of the van....you will be surprised at the number of people that will try to insure something for less than its true value to reduce the premium, only to find that they didnt buy enough cover. As you insured for market value, you should be OK, but who decided the true value?
as Mike said above, get yourself some values, and see if you can see copy of the glasses guide from a friendly dealer.
Our van was written off last year, and they did ask for the purchase receipt, but it was less than 3 yr old, so a little different as i had NewforOld. At the end of the day, the receipt was irrelivant as they paid out the full value i had insured it for and it was realistic.
Also make sure you have sight of a glasses guide - as my insurer originally offered a market value (thats another story), they said it was "from the glasses guide", but it was a made up number as i had actaully seen the guide at the dealer. So get as much detail as you can independantly to then use your negotiation skills in deciding the final market value.
Of course you could have lost the receipt, as i have!
|
|
|
4346 Visitors online !
Free UKCampsite.co.uk Window Sticker - Recommend to Friend - Add a Missing Campsite
[Message Forums]
[Caravan Sites & Camping]
[Company Listings]
[Features / Advice]
[Virtual Brochure]
[Shop!]
[Reception]
[Competitions]
[Caravans & Motorhomes For Sale]
[Event Diary]
[Contact Us]
[Tent Reviews]
Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024 |
Advertisement
|
|
Advertisement
|
