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we have just re-insured but gone with cover4caravans, him indoors - is quite meticulous about insurance and they bettered most policies for a very fair price.

worth a quote!

you seem to be getting caravan insurance & breakdown cover mixed up. caravan insurance will only cover you for damage to the caravan much like home insurance, so your caravan insurance should be operative any where & at least in the EU.

for caravan insurance I would recommend C&CC or The CC

for breakdown cover in the EU I have no hesitation in recommending The CC's Red Pennant for towing abroad as they will cover almost any eventuality where as car based breakdown can have sever limitations if your tow car is incapacitated particularly if it happens when you are not actually towing the caravan as this could result in the caravan being left behind if the car has to be brought back to the UK by recovery truck .Or if the recovery is more than the market value of the car neither car or caravan will be repatriated