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Subject Topic: Insuring after cancer operation
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11/12/2013 at 8:03am
 Location:  Whitchurch shrops
 Outfit: Swift conqueror 480
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I have recently had an operation as a preventative due to early cancer cells detected.
I have insured car caravan and my husband to go away to the Netherlands. However they wanted another £100 for me due to having had this operation . I refused much to the annoyance of the person I was speaking to . But I said o I'm not paying it .
Should I just take a chance and not insure myself . I did say as long as the car caravan and my OH are covered that would be ok.

Any one on here who works in insurance .
Can I just take an independent health insurance just for me .


11/12/2013 at 8:44am
 Location: Ramsbottom Lancashire
 Outfit: Abbey Safari 520 Kuga 150 Titanium
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If you are a member of the caravan club try their Red Pennant Travel Insurance.
Had an acceptance this year with no extra premium or conditions by answering a few simple questions questions.
Good luck

Cheers


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11/12/2013 at 9:32am
 Location: Walsall
 Outfit: Unicorn Barcelona 2 & Kia Sorento
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Insure but just exclude the one medical condition. This is a much safer option. My travel insurance was loaded by an extra £170 this year and that is after I have had the problem sorted!!! I paid it for piece of mind.

-------------
Regards

Steve




11/12/2013 at 10:50pm
 Location: sunderland
 Outfit: terrano compass omega 505
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Hubby has non operative cancer and when we go away we don't insure the tumours, they wanted £1500 just for him and it dropped to £89 for the two of us world wide for a year after the tumours were left at home, it crazy.


12/12/2013 at 9:29am
 Location: east midlands
 Outfit: swift 530
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Try TSB travel insurance they didn't load me at all after I had cancer.

There are 2 other insurers who don't load excessively or didn't last time I took out insurance. I got my information of which insurers to use from Breast cancer care.

Saga are supposed top be very good too.


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12/12/2013 at 11:07am
 Location: Lancashire
 Outfit: Caravan now Sold
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please pay the extra £ 100.put it down to life biting you on the bum.i have been in the same position of late.because of the cancer and being ill after kemo for about three weeks each time,had it twice kemo and each time the same.not able to use the caravan at all last year due to weakness from the chemicals pumped in to me.i have now sold the caravan,boo hoo.end of 14 years of good caravan holidays.because we could not go on a caravan holiday we decided to book a cruise.we always go with royal carrabian,spelling??? big does and little ones on insurance with the royal carrabian,after answering all the health questions and there were many the last question was on the cancer.that was it two put the phone down.one said i would not get to go with the royal carrabian because of the cancer.we finished up going with PO who could find us insurance for a cruise.so now we can only go with PO.sorry its long so as i say i would pay and forget it because others may not be as kind to you.all true,one day spent 6 hours ringing round to get insurance,as soon as you mention the big C the phone goes dead.there loss its costing the royal many big bucks.

-------------
the only silly question is the one you do not ask.


12/12/2013 at 2:56pm
 Location: west country
 Outfit: None Entered
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Madness to go without insurance in my view. In the event of anything going wrong repatriation could cost you tens of thousands of pounds - Scheduled flight, doctor in attendance, oxygen on board, private ambulances etc. I know , I have been there.
I did a comparison last night with my issues declared (bypass) and got cover for a third of my first quote from staysure. I used these people

medical travel insurance comparison

Risk has increased. You have to accept the premium will cost some more.

-------------
Steve




12/12/2013 at 8:15pm
 Location:  Dumfries
 Outfit: 2022 CoachmanVIP 2022 Pilote P696GJ
View neil and lena's Profile View Profile   Reply to neil and lena Reply   Quote neil and lena Quote  
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Quote: Originally posted by nora on 11/12/2013
I have recently had an operation as a preventative due to early cancer cells detected.
I have insured car caravan and my husband to go away to the Netherlands. However they wanted another £100 for me due to having had this operation . I refused much to the annoyance of the person I was speaking to . But I said o I'm not paying it .
Should I just take a chance and not insure myself . I did say as long as the car caravan and my OH are covered that would be ok.

Any one on here who works in insurance .
Can I just take an independent health insurance just for me .



Can't believe your quibbling over a paltry £100 extra premium , sorry but your of your trolly if your prepared to go uninsured just save paying the increase .


12/12/2013 at 8:21pm
 Location: Bristol
 Outfit: Bailey Ranger GT60 510 4
View wtraceyw's Profile View Profile   Reply to wtraceyw Reply   Quote wtraceyw Quote  
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Insurepink.co.uk (tel 0844 800 0615 )do good and inexpensive cover (breast cancer in my case) - worth a call?


12/12/2013 at 8:47pm
 Location:  Whitchurch shrops
 Outfit: Swift conqueror 480
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Quote: Originally posted by michael on 12/12/2013
please pay the extra £ 100.put it down to life biting you on the bum.i have been in the same position of late.because of the cancer and being ill after kemo for about three weeks each time,had it twice kemo and each time the same.not able to use the caravan at all last year due to weakness from the chemicals pumped in to me.i have now sold the caravan,boo hoo.end of 14 years of good caravan holidays.because we could not go on a caravan holiday we decided to book a cruise.we always go with royal carrabian,spelling??? big does and little ones on insurance with the royal carrabian,after answering all the health questions and there were many the last question was on the cancer.that was it two put the phone down.one said i would not get to

go with the royal carrabian because of the cancer.we finished up going with PO who could find us insurance for a cruise.so now we can only go with PO.sorry its long so as i say i would pay and forget it because others may not be as kind to you.all true,one day spent 6 hours ringing round to get insurance,as soon as you mention the big C the phone goes dead.there loss its costing the royal many big bucks.



Thank you for all your advice I wouldn't go uninsured the car caravan and my OH are overed but I just thought it was a rip off what they wanted for me . I am supposed to be clear in the next month . This is why I thought I would just take health or me independently . They want you to take insurance but you mustn't use it or need it .
Michael why didn't you keep the caravan use it here, or even site it and use it in this country rather than go on a cruise.





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12/12/2013 at 10:44pm
 Location: Brayton North Yorks
 Outfit: Bailey Olympus 460 2
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Quote - "Michael why didn't you keep the caravan use it here, or even site it and use it in this country rather than go on a cruise."

That's what we do since my wife was £1700 for 2 weeks in Tenerife with lung cancer, bought a brand new caravan instead, to replace the old one, with the money saved from not going abroad.


13/12/2013 at 11:33am
 Location: rugby
 Outfit: Bailey Pegasus+642
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I have had the same problem. I have bowel cancer and went for internal radiotherapy which goes direct to the small malignant part left after having a polyp removed. I am at present I am having radiotherapy which I finish on 20th December, this is only to make sure that it hasn't gone to the lymph glands.. I rang loads of insurers and was told that they would not insure me. The ones that would quoted between £1700 and £2500.
I am going to Spain on 29th but haven't got insurance to cover the cancer. I told the wife if I feel that bad we would pack up and come home early. I would rather pay the extra to change to an earlier ferry.




   Les

-------------
The worst day fishing is better than the best day working


13/12/2013 at 7:47pm
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View Baguette95's Profile View Profile   Reply to Baguette95 Reply   Quote Baguette95 Quote  
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I had my 12 months all clear last week. Still think I'll struggle for any kind of health insurance though!


13/12/2013 at 10:34pm
 Location: Lancashire
 Outfit: Caravan now Sold
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Quote: Originally posted by Baguette95 on 13/12/2013
I had my 12 months all clear last week. Still think I'll struggle for any kind of health insurance though!



fab well done you.

-------------
the only silly question is the one you do not ask.


14/12/2013 at 9:49am
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Michael...i wish you well to recovery and im sorry to hear you have sold your van,
I hope you continue to help people on here as ive learned a few things from you.Merry xmas and a happy new year to you and ur kin..

-------------
Animals have feelings..

JEFF................


14/12/2013 at 10:06am
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Thanks Michael, good luck yerself!



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