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Quote: Originally posted by rushallmanor on 16/1/2014

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Not all insurance policies are the same.

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I agree with all the points here regarding age of the van and if it is financially worth insuring it but things to also consider are

The value of the van is the value the insurance company set at the point of claim and not what it may have cost you to purchase, often two very different figures.

Insurance on a van is different for us on a seasonal pitch as opposed to one that is used for touring. The main part being Awning and contents cover is a much higher cost.

But another thing to remember is if the Van has been bought on a Finance agreement then most of these insist on it being insured. Obviously hard for them to make sure you have done so but in the event of total loss you are still liable to keep paying for it if not covered.

Depends on the value really but double and treble check all the policy schedule before agreeing to any policy as no point finding out things arnt covered should you ever have to make a claim.