Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums
Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning 		Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: To Claim Or Not To Claim.... Post Reply Post New Topic
PersonTwo Tense
13/2/2014 at 7:44pm
 Location: Redditch
 Outfit: SWIFT Challenger 570 View Two Tense's Profile View Profile   Reply to Two Tense Reply   Quote Two Tense Quote  
Joined: 18/2/2006

Silver Member
Silver Member

Forum Posts:   151
Site Reviews Total: 4
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Sad news, I lost a fence in last nights winds which has left 3 dents in our Swift Challenger van! They look awful & need repairing properly. Do I....

Stump up the cash for the repair or....

Do I claim?

Pro's and con's on this please as I will have to call them tomorrow if claiming. Thanks in advance

-------------
Dave & Chel

He who laughs last, didn't get the joke!


Personbrianconwy
13/2/2014 at 9:23pm
 Location: north wales
 Outfit: Sprite Quattro FB View brianconwy's Profile View Profile   Reply to brianconwy Reply   Quote brianconwy Quote  
Joined: 25/9/2005

Diamond Member
Diamond Member

Forum Posts:   4286
Site Reviews Total: 11
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
The pro is you'll get your caravan repaired.

I can't think of any cons.


Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

Personpaulyk74
13/2/2014 at 9:38pm
 Location: Mancunia
 Outfit: Raclet Globetrotter View paulyk74's Profile View Profile   Reply to paulyk74 Reply   Quote paulyk74 Quote  
Joined: 27/4/2013

Platinum Member
Platinum Member

Forum Posts:   603
Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
I would claim

when it comes to renewal, cant you take out the policy in your OH's name? No hike in ins premiums then

-------------
As a child my families menu consisted of two choices: take it or leave it.


PersonTwo Tense
13/2/2014 at 9:38pm
 Location: Redditch
 Outfit: SWIFT Challenger 570 View Two Tense's Profile View Profile   Reply to Two Tense Reply   Quote Two Tense Quote  
Joined: 18/2/2006

Silver Member
Silver Member

Forum Posts:   151
Site Reviews Total: 4
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Thanks Brian, the only con I see is an outrageous renewal cost on our policy when it comes up. Having never claimed in 8 yrs of caravan ownership I have no idea of the pitfalls.

-------------
Dave & Chel

He who laughs last, didn't get the joke!


PersonTwo Tense
13/2/2014 at 9:48pm
 Location: Redditch
 Outfit: SWIFT Challenger 570 View Two Tense's Profile View Profile   Reply to Two Tense Reply   Quote Two Tense Quote  
Joined: 18/2/2006

Silver Member
Silver Member

Forum Posts:   151
Site Reviews Total: 4
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Hi Paul, would that even work? Surely it's on the address?

-------------
Dave & Chel

He who laughs last, didn't get the joke!


Advertisement



Personandyfisher
13/2/2014 at 10:14pm
 Location: Yorkshire
 Outfit: Adria altea 542 dt Freelander 2 View andyfisher's Profile View Profile   Reply to andyfisher Reply   Quote andyfisher Quote  
Joined: 10/7/2007

Gold Member
Gold Member

Forum Posts:   445
Tent Reviews:   2
Site Reviews Total: 14
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
I would claim. That's why you have insurance.


Personjanus
13/2/2014 at 10:20pm
 Location: Rochdale
 Outfit: Hymer Nova 470 Mondeo titanium 140tdc View janus's Profile View Profile   Reply to janus Reply   Quote janus Quote  
Joined: 05/2/2008

Diamond Member
Diamond Member

Forum Posts:   2979
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
I have CC insurance and over the last 22 years have claimed twice, on neither occasion was there any increase in the premium on renewal.

-------------
Bill

For a licence dated 1997 or later you must add together the plated max weight of the caravan and trailer, if the total is 3500 or less you can tow it. You may even tow a caravan with a MAM greater than the cars unladen mass the restriction was removed in 2013

Mondeo Titanium 140 tdci


Personelite90onyx
13/2/2014 at 10:59pm
 Location: None Entered
 Outfit: None Entered View elite90onyx's Profile View Profile   Reply to elite90onyx Reply   Quote elite90onyx Quote  
Joined: 23/1/2014

Standard Member
Standard Member

Forum Posts:   3
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
get a quote then decide


Personpaulyk74
13/2/2014 at 11:34pm
 Location: Mancunia
 Outfit: Raclet Globetrotter View paulyk74's Profile View Profile   Reply to paulyk74 Reply   Quote paulyk74 Quote  
Joined: 27/4/2013

Platinum Member
Platinum Member

Forum Posts:   603
Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Insurance ask if you personally, the named policy holder if you've claimed in the kast 5 years.

We did it with house insurance after I made a claim for theft. Its now in my OH's name

-------------
As a child my families menu consisted of two choices: take it or leave it.


PersonMrs. Bonce
14/2/2014 at 7:09am
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12698
Site Reviews Total: 384
Site Reviews 2024: 21 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 102
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
We had a total loss (caravan stolen), the premium didn't go up much the first year and now it is lower than before as we have 2 Al-ko wheel locks.

Anne


Advertisement



Personalpiner
14/2/2014 at 7:13am
 Location: None Entered
 Outfit: None Entered View alpiner's Profile View Profile   Reply to alpiner Reply   Quote alpiner Quote  
Joined: 08/7/2009

Diamond Member
Diamond Member

Forum Posts:   2264
Site Reviews Total: 1
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
A friend of mine had a load of dents in the side of his caravan due to storm damage when his awning blown down and the poles battered the side of his van.
he claimed on his insurance and the repair shop filled all the dents and resprayed the side of the van.
they where able to do this because the van had a flat smooth side, no ribs or embossed pattern in it.
when i went to see it you could not tell it had been done, it was just like new.
When you get a quote you will see its well worth doing.
Remember if you trade it in for a new van the dealer will give you a price minus the cost of the repair.
Be selective in who does the repair, any GOOD body shop can do the repair and not just a caravan dealer   

-------------
alpiner



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next
Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...

6535 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews] 



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement
Advertisement


UKCampsite.co.uk
2024 Advent Calendar

Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder