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this has been discussed on here a lot .
you will probably find as i did that cover through a third party i.e bank account or insurance company does not cover you for either recovery or indeed even a puncture on the caravan ,
with either the AA or RAC .in fact it cost me my holiday last year as we only found out at the last minute .i have since cancelled my rac cover and gone with green flag who offer the best service imho .
you can of course go with one of the dedicated recovery systems through the caravan clubs it depends how deep your pockets are .
a friend of mine has just had his volvo tow car written off in italy and he is with RED PENNANT and they are apparently sending a car over from the u.k to bring them and the caravan back ,so sounds like a good company .
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