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 Topic: CRIS = Total Joke.
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08/7/2014 at 9:46pm
Location: None Entered
Outfit: Bailey Olympus & Tiguan 4-Motion
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I wouldn't call CRIS at 'total joke' - but you do have to assess the validity of the information for yourself.
We bought our van privately for 10K - which is an awful lot of money to hand over in notes ;)
We ran the CRIS checks (naturally) and everything stacked up - but CRIS did include disclaimers in their emails which pointedly absolved them from any blame if the information was incorrect.
In the end, in addition to CRIS, you have to take a long hard look at the seller, and decide if they are genuine.
Ours was - but it still crossed my mind that if they were not, it would be a long hard fight with CRIS to prove that we acted on information we purchased from them.
I took the view that the saving on a dealer price was worth the very slight risk - others might not think so.
Having said that, we gave the money and took instant possession of the goods. Many a buyer has paid a dealer, only for the dealer to go bust between payment and collection - or, even worse, has delivered a part exchange to teh dealer weeks or months before collection the new van, only for the dealer to sell it and then go into administration.
In a case like that you have absolute no recourse - a deposit can be claimed back from a credit card company - but a part exchange immediately becomes the dealer's property, and if he sells it and subsequently fails to honour the deal on your next caravan, then you're up that well known creek without a paddle.
Mind you, buyers can be odd ;)- we once sold a caravan that had a couple of thousand pounds outstanding finance on it. We made it quite clear that the money was owing, and that we wanted the buyer to settle with Black Horse via a telephone debit card transaction, and give us the balance.
Our purchaser was so keen to have the van that he wanted to pay us in full, and leave it to us to settle ;)
It was *us* who had to insist that he returned during banking hours and spoke to Black Horse himself - which he did, and then gave us the balance in cash.
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I glanced in the mirror, and it was love at first sight...
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