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Subject Topic: Car Insurance Post Reply Post New Topic
PersonJdDerek
14/7/2014 at 10:11am
 Location: Portsmouth
 Outfit: Avondale Rialto 550 or Vango Orchy 600 View JdDerek's Profile View Profile   Reply to JdDerek Reply   Quote JdDerek Quote  
Joined: 19/8/2011

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Hi all.

I am just about to renew my car insurance which has left me thinking do I need to advice the insurance company that we are towing ??

I have always done my insurance on-line and have never seen it mentioned anywhere ??

Many Thanks

Derek + Sharon


Persontango55
14/7/2014 at 10:59am
 Location: Lichfield
 Outfit: Coachman Amara 450 View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
Joined: 15/5/2008

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You just need to tell them that you have a towbar fitted that's all as some vehicle insurance companies class it as a modification and others don't. At least that way you are covered in the event of a claim.


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PersonJdDerek
14/7/2014 at 7:04pm
 Location: Portsmouth
 Outfit: Avondale Rialto 550 or Vango Orchy 600 View JdDerek's Profile View Profile   Reply to JdDerek Reply   Quote JdDerek Quote  
Joined: 19/8/2011

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Thank you Tango55 ....

Must admit I didn't even connect a towbar as a modification.


PersonSteUK
14/7/2014 at 7:09pm
 Location: None Entered
 Outfit: None Entered View SteUK's Profile View Profile   Reply to SteUK Reply   Quote SteUK Quote  
Joined: 08/6/2009

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Hi,

This very day I called my insurer, Admiral, to tell them I am now towing a caravan occasionally. Said I had a towbar fitted as well and that it was there when I bought the car (second hand ). But I suspected it was aftermarket. They looked up modifications on the system and it was not in the list! Nothing to pay, but it is down in record that I let them know.

Definitely get all the details up front. You may not be insured if you don't tell them...and some companies charge crazy admin fees for amendments!


PersonHairywol
14/7/2014 at 7:09pm
 Location: Teesside
 Outfit: Challenger Sport 524 + Volvo V90 D5 View Hairywol's Profile View Profile   Reply to Hairywol Reply   Quote Hairywol Quote  
Joined: 02/6/2005

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Just told my insurance recently. made a note, explained that I need separate cover for the 'van (which I knew) and didn't charge a penny. Relieved and amazed.

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Camping Gear expands so as to fill the space available for its transportation.


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Personsubaru
14/7/2014 at 9:30pm
 Location: Warwickshire
 Outfit: Gobur Carousel 12 2T View subaru's Profile View Profile   Reply to subaru Reply   Quote subaru Quote  
Joined: 16/8/2009

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Our insurance company did not charge any extra but did record the tow bar as a modification. It is also listed on the renewal each year.


Personstuart1955
15/7/2014 at 9:58am
 Location: Mansfield
 Outfit: coachman 380 2 Ssangyong Korando elx4 View stuart1955's Profile View Profile   Reply to stuart1955 Reply   Quote stuart1955 Quote  
Joined: 11/10/2008

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I changed to admiral last year and told them I had a towbar fitted, MAD springs and also a tuning chip box and it made no difference to the price. I have just renewed with them on their multi car insurance and got a good price for both our cars



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