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Subject Topic: Quick question... Post Reply Post New Topic
PersonTracyhf1
10/4/2015 at 5:12pm
 Location: Devon
 Outfit: Ford Galaxy 1.9tdi Compass Amazon 505 View Tracyhf1's Profile View Profile   Reply to Tracyhf1 Reply   Quote Tracyhf1 Quote  
Joined: 14/9/2013

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I have just gone through gocompare to look at caravan insurance and there were a choice of 4 that would insure us ( the storage facility doesn't have a lockable gate) it doesn't really give a great deal of info but I saw an Adrian Flux one which I know several people recommend, but it says this...
•UK only call centres
•24 hour claim service
•Alternative accommodation cover
•Third party liability

3rd party? Is this like a car and means our caravan isn't covered if we crash it? :-(
it is strange in that it doesn't seem to give details of the cover.


Personbilly
10/4/2015 at 5:19pm
 Location: North Essex
 Outfit: Caravelair Alba 400 View billy's Profile View Profile   Reply to billy Reply   Quote billy Quote  
Joined: 19/4/2002

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Third party liability is damage to people & property your caravan might cause. Any caravan insurance policy should also cover for damage to & theft of your caravan as well. Check all small print of cover before you pay.


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Persontango55
10/4/2015 at 6:12pm
 Location: Lichfield
 Outfit: Coachman Amara 450 View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
Joined: 15/5/2008

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What you have to be beware of with comparison websites is the excess fee if you have to make a claim which catches a lot of people out as a lot never check and are amazed when a claim is submitted. Swinton gave me a cheap quote with 'Caravan Guard' till I seen the excess fee which which was treble the amount to my previous insurance.
Third party liability is the involvement of another person such as a pedestrian, cyclist or another driver etc.


Personjanus
10/4/2015 at 6:22pm
 Location: Rochdale
 Outfit: Hymer Nova 470 Mondeo titanium 140tdc View janus's Profile View Profile   Reply to janus Reply   Quote janus Quote  
Joined: 05/2/2008

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You could also try the Caravan Club and the Camping and Caravanning club who would also be prepared to insure your van.

-------------
Bill

For a licence dated 1997 or later you must add together the plated max weight of the caravan and trailer, if the total is 3500 or less you can tow it. You may even tow a caravan with a MAM greater than the cars unladen mass the restriction was removed in 2013

Mondeo Titanium 140 tdci



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