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Topic: My Caravan Has Been Trashed
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19/12/2015 at 1:26am
Location: Sitingbourne Outfit: baily champaign
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Quote: Originally posted by Patches on 17/8/2015We are looking at around a 3 month wait for some of the parts, which have to come in from Germany, one of which is a "special order" i.e. not in stock and has to be made to order.
We don't have a new for old policy as this is not possible for a van of this age - new 4 berth Hymer would be the thick end of 30k, but I think the C&CC valuation of market value at around £6500 is fair.
I am assuming from the above comments that if the insurance write it off, they will arrange for it to be sold on for spares/repair at a local auction and as you say, this could be done far cheaper using used parts and replacements from other sources and would be a project for someone wanting a decent van at a bargain price. Even if they break it for spares, it would bring in a few hundred for the insurance company. The mover on it's own is worth a a few quid (Powertorch). I assume they take this into account when assessing whether or not to write it off.
I want them to write it off. Then we have to decide whether or not to replace it. If we do, then to my mind, I would want another Hymer - not easy to find with the right spec/layout at the right price but having had a Hymer, I wouldn't really want to buy anything else. They are that good, honest. Practical, well designed and built like a tank. I only wish I could afford to buy a brand new one and keep it in a storage facility like fort knox.
double check your C&CC policy the mover may be covered as an extra the £6500 may be the value of the van without extras so you could remove the mover & resell it & check to see if your policy is for "guaranteed value" Ie this guarantees what you paid for the van if you bought it from a dealer This is the C&CC cover that I had .
C&CC cover comes in 3 parts value of van ,value of extras, value of personal possessions
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