Home Log in or Register

Message Forums

Welcome Guest

Reception - All Forums

Caravans and Caravanning

Topic: Caravan Insurance Advice

Geoff917

06/4/2016 at 1:01pm
Location: None Entered
Outfit: Sprite Alpine 2

View Profile

Quote

Joined: 16/7/2015

Standard Member

Forum Posts: 17

Site Reviews Total:	5

Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0
Site Reviews 2019:	0
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0
Site Nights 2019:	0
Site Nights 2018:	0

My caravan insurance will shortly be due for renewal. I'm interested in what other users look for in a policy. My current policy, from one of the market leaders, was bought in haste when I bought the caravan, not knowing really what I should be looking for in a policy. We all hope that we'll never need to call on our policy providers, but I'm not entirely sure what should and shouldn't be in a caravan policy, and what the key factors are that affect the cost.
Any thoughts and comments are welcome.

Octavia4x4

06/4/2016 at 1:52pm
Location: Harrogate Yorkshire.
Outfit: Skoda Octavia 4x4 & Compass Omega 482

View Profile

Quote

Joined: 24/10/2012

Platinum Member

Forum Posts: 618

Site Reviews Total:	0

Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0
Site Reviews 2019:	0
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0
Site Nights 2019:	0
Site Nights 2018:	0

I get new for old insurance cover not market value, premium goes up every year but it is insured for the cost of a new caravan. Compass 2014 model purchased in 2015, insured for the 2016 price. Also to keep cost down our personal belongings (clothing etc.) are on our house insurance, only caravan equipment, awning, etc., etc. is on the caravan insurance, again new for old. Covered for theft, damage, EU use and have a £100.00 excess. Price depends on the total value to be insured, caravan, equipment, personal belongings. I do not take out legal advice cover, another cost, that's on the house insurance.

-------------
Skoda Octavia Estate 2.0TDi 4x4 (2012) towing a Compass Omega 482 (2014)

Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!

UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

Mick S.

06/4/2016 at 7:06pm
Location:
Outfit:

View Profile

Quote

Joined: 18/8/2004

Diamond Member

Forum Posts: 3499

Site Reviews Total:	37

Site Reviews 2024:	0
Site Reviews 2023:	1
Site Reviews 2022:	1
Site Reviews 2021:	4
Site Reviews 2020:	4
Site Reviews 2019:	0
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	3
Site Nights 2022:	6
Site Nights 2021:	16
Site Nights 2020:	17
Site Nights 2019:	0
Site Nights 2018:	0

Either new for old, or agreed value. My last 'agreed value' saved me nigh on 2 grand when the 'van was written off. They (the CC&C) were all set to pay me out £5750, till i pointed out my cover was for £7600. They settled without a quibble. And, on renewal with a much newer 'van, the premium has risen about £60. Well worth it.

siobhank

25/5/2016 at 3:44pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/6/2006

Standard Member

Forum Posts: 80

Site Reviews Total:	0

Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0
Site Reviews 2019:	0
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0
Site Nights 2019:	0
Site Nights 2018:	0

I'm also interested . We're getting a new to us caravan soon . We've never bothered with insurance for our last one mainly because of all the restrictions ( we store it on a farm) . We've just about got our heads round the cost of insuring old for new values and awning but I'm really struggling with contents value .We have been campers for years ,as well as caravanners and have accumulated all manner of stuff.
husband's initial estimate of £500 was queried by very helpful person on the phone . using towsure catalogue as a guide ,I've now got a figure nearer £1400.! What do others think? Any advice gratefully received

In order to post a reply you will need to register, or if already registered please log in here

Prev Next
Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printable version

Latest News, Discounts and Competitions see all...

9447 Visitors online !

Free UKCampsite.co.uk Window Sticker - Recommend to Friend - Add a Missing Campsite

[Message Forums] [Caravan Sites & Camping] [Company Listings] [Features / Advice] [Virtual Brochure] [Shop!]
[Reception] [Competitions] [Caravans & Motorhomes For Sale] [Event Diary] [Contact Us] [Tent Reviews]

Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024

UKCampsite.co.uk
2024 Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder