Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums

Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning
Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Caravan Insurance - Issues
Page:  1  2 Post Reply Post New Topic
25/9/2016 at 10:00pm
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
View Colin21's Profile View Profile   Reply to Colin21 Reply   Quote Colin21 Quote  
Joined: 05/11/2013

Diamond Member
Diamond Member

Forum Posts:   6270

Site Reviews Total: 18
Site Reviews 2024: 1  
Site Reviews 2023: 1  
Site Reviews 2022: 2  
Site Reviews 2021: 2  
Site Reviews 2020: 0  
Site Reviews 2019: 2  
Site Reviews 2018: 3  
Site Nights 2024: 7
Site Nights 2023: 8
Site Nights 2022: 12
Site Nights 2021: 18
Site Nights 2020: 0
Site Nights 2019: 21
Site Nights 2018: 18

I would be in a similar position if I had to make a claim. I have no proof of ownership other than the receipt from the seller, although I did collect it myself from where they had it stored. Also, as my van is older than 1991 it is highly unlikely to be registered with CRIS. I didn't even know about the CRIS scheme when I bought it, as it didn't exist when we had our previous caravan.

Ours is insured with the C&CC insurers, and they didn't ask for any proof of ownership either. I doubt whether many insurers do.

I agree with what macquatic says regarding contacting the ombudsman. This just sounds like an insurer trying to wriggle out of their responsibilities. They accepted your business, and they took your money, all without asking for proof of ownership, so they accepted the risk.

-------------
Best Regards,
Colin


25/9/2016 at 10:18pm
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

Diamond Member
Diamond Member

Forum Posts:   4485

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

It is the insurers responsibility to ask the required questions and the insureds requirement to answer them honestly.
If proof of ownership wasn't a condition of their acceptance of the risk I'm sure the Ombudsman would uphold the claim.
saxo1


Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now


In order to post a reply you will need to register, or if already registered please log in here

  Prev       Next

Jump To Page:  1  2

Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...














7155 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement


Advertisement


UKCampsite.co.uk
2024 Advent Calendar


Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder