Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums
Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravans and Caravanning 		Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Car insurance for fulltime touring. Post Reply Post New Topic
Personlorriman
14/6/2017 at 2:17pm
 Location: France
 Outfit: none yet View lorriman's Profile View Profile   Reply to lorriman Reply   Quote lorriman Quote  
Joined: 14/6/2017

Standard Member
Standard Member

Forum Posts:   2
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
My brother and I are hoping to fulltime in a tourer (in the UK). However, it seems that just car insurance is difficult to get if one is doing this.

Any advice? What insurers allow this?

Even if I can find an insurer, it seems that admin charges are also a factor. Changing the postcode for where the car is located, every 28 days, is potentially a £26 fee.


PersonGrampian91
14/6/2017 at 3:25pm
 Location: Midlands
 Outfit: Mondeo Avondale Gram View Grampian91's Profile View Profile   Reply to Grampian91 Reply   Quote Grampian91 Quote  
Joined: 11/5/2008

Diamond Member
Diamond Member

Forum Posts:   6893
Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
The fact you are towing will have no bearing on the matter. The only issue is the no fixed abode.

Where will the car be parked overnight and during the day.

Maybe business insurance? Often the extra charge to add that is neglible.


Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!
UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

Personmarramc48
14/6/2017 at 4:38pm
 Location: Scotland
 Outfit: None Entered View marramc48's Profile View Profile   Reply to marramc48 Reply   Quote marramc48 Quote  
Joined: 21/7/2015

Gold Member
Gold Member

Forum Posts:   310
Site Reviews Total: 15
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Maybe try Camping and Caravanning or Caravan and Motorhome clubs. If you have no joy there you could also try the insurers listed on the SBMCC site. Altthough they specialise in insurance for self built campervans, they may be able to help or even point you in the right direction.

-------------
mm48j


PersonOpensauce
15/6/2017 at 10:14am
 Location: 
 Outfit:  View Opensauce's Profile View Profile   Reply to Opensauce Reply   Quote Opensauce Quote  
Joined: 25/1/2010

Diamond Member
Diamond Member

Forum Posts:   4530
Site Reviews Total: 13
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
The only way to full time if you yourself have no permanent address is to use the address of friend or relative as if you are living there. All insurances & banking from that address then you can be on permanent holiday. Yes it's Micky Mouse but that's the only way you can do it.


Personlorriman
15/6/2017 at 11:29am
 Location: France
 Outfit: none yet View lorriman's Profile View Profile   Reply to lorriman Reply   Quote lorriman Quote  
Joined: 14/6/2017

Standard Member
Standard Member

Forum Posts:   2
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Thanks for the answers.

If one is on permanent holiday, then doesn't that clash with using a car to go to work? Which is how the car will be used.

I can think that the insurer might not allow such mutually exclusive behaviour. Especially when they can see what's happening with a black box.

Perhaps the business idea is the one. Is that simply to use the car for driving to work, or for travelling salesmen, hotels etc.


Advertisement

Handiworld


PersonOpensauce
15/6/2017 at 12:42pm
 Location: 
 Outfit:  View Opensauce's Profile View Profile   Reply to Opensauce Reply   Quote Opensauce Quote  
Joined: 25/1/2010

Diamond Member
Diamond Member

Forum Posts:   4530
Site Reviews Total: 13
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Do you have a permanent address? If you do then just insure in the normal way. You can go caravanning for as long as you like.

If you have no permanent address then it can only be done as I described there is no other way. You don't tell insurer you are on permanent holiday. As I said you can use your caravan as long as you like. Your car can be insured for whatever you want to insure it for but it must be from a permanent bricks & mortar address.



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next
Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...

7529 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews] 



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement
Advertisement


UKCampsite.co.uk
2024 Advent Calendar

Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder