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Topic: Which insurance?

JoannaLesley

06/5/2018 at 9:00am
Location: South Northamptonshi
Outfit: Delta-Freelander

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Which insurance company would you recommend? It would help if you have had to call on them and can tell of your experience. The prices we have been quoted vary quite a bit.

We have always had old caravans before and haven't worried about insurance, but we have now upgraded to a 2011 model and feel that it would be a good idea.

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Freedom is a light caravan and an open road.

Mrs. Bonce

06/5/2018 at 9:52am
Location: Luton (no jokes plea
Outfit: Coachman and Hyundai

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CAMC, not the cheapest although you get considerable discounts for fitted security devices. They were prompt and helpful when our previous van was stolen.

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The 2 Tops

06/5/2018 at 10:47am
Location: None Entered
Outfit: Swift Challenger Sport 524 VW Carave

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We have always had our van insured with the (now) CAMC. A few years ago our last van was involved in a slight scrape with another van on an M-way services. The "scrape" was slight but, caravans being the flimsy things they are, the damage was disproportionately heavy. CAMC sorted it out quickly and seamlessly. Very happy with their service.
About 3 years ago I changed my car insurance through the CAMC - got the best deal from them AND comprehensive cover abroad was inclusive.
Bertie.

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The 2 Tops

misterg

06/5/2018 at 11:33am
Location: East Midlands
Outfit: Coachman VIP 575.Santa Fe

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I have generally usedCamping and Caravanning Club or the Caravan Club. The real test is when you have to claim so the above advice is more valid than just price.
I have found that generally insurers will gave you a good price to attract new custom then push it up later and I keep switching.

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Mister G

Pixie_Hez

06/5/2018 at 5:22pm
Location: Liverpool
Outfit: Swift Challenger 560

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Ever since we bought our first caravan we have always used the Camping and Caravaning Club. Back in 2011 we had a total write off of our caravan (long story but to cut it short, never ever attempt to drive over Shap in high winds unless you want your caravan blown over) and as we had a new for old policy, everything was sorted out for us. We got a personal claims handler who dealt with everything and we got a brand new van. They also replaced a lot of our lost or damaged contents up to the value we had insured without any quibbling. I cannot imagine any way they could have been more helpful or considerate at such a traumatic time and we have continued to use them since. We have not had to make any claims since then but feel confident that if something happens again, they will deal with it just as well.

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Pixie

JoannaLesley

06/5/2018 at 6:20pm
Location: South Northamptonshi
Outfit: Delta-Freelander

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Interesting...
CAMC have given us by far the dearest quote and we are no longer members of the Caravaning & Camping Club.

There are several other insurers which I have seen mentioned on these pages, but so far no one has mentioned them. I wonder if there is a reason?

My husband is keen to go with a quote from Adrian Flux. It's not the cheapest, but fairly near the bottom. His argument is that since everything else we insure is done through AF it makes good sense.

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Freedom is a light caravan and an open road.

misterg

06/5/2018 at 8:00pm
Location: East Midlands
Outfit: Coachman VIP 575.Santa Fe

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You don’t have to be a member of the club to use their insurance.Its a commercial transaction.they may give you a small discount for membership .I have used them in the past and have not been a member.

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Mister G

Colin21

06/5/2018 at 8:21pm
Location: East Herts
Outfit: 1992 Elddis Wisp 450CT + X Trail

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We use Club Care through the C&CC. Even though our caravan is old, we consider it worth insuring because it is in really good condition, and because of third party risks. We also insure our car with Club Care.

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Best Regards,
Colin

jasie

07/5/2018 at 8:18am
Location: Bath
Outfit: Bailey Palermo & Kampa Brean

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we are currently with Frank Pickles - not had any claims with them, but this policy suits my requirements and reasonably priced.

we did have a a total loss claim in 2012 with Lifesure. This was a rocky affair!
We got there in the end, but suffice to say it I had to do all the chasing and make sure their errors were corrected. E.g. getting the ball rolling was a bit painful in making sure i was speaking to the right person, and when they did process the claim they forgot we had new for old and tried to make offers. I had to pick them up on failing to meet some of the T&Cs as set out by them! I would add that the no-loss solicitor was good and we got all our excess back and a new towbar too.

Just read the small print - make sure it covers you for what you are happy to pay for, and bear in mind that if you are using a broker, then you are unlikely to speak to the broker during the claim, and it will be dealt with by another company or multiple departments/companies.

Hopefully you will never have need to use it

Ray Clayton

07/5/2018 at 3:03pm
Location: Ilkeston. Derbyshire
Outfit: Disco 4 Unicorn Barcelona 4

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I use Frank pickles also.
Policy is as good as the main clubs.
I have new for old with them and a lot cheaper than the main clubs insurance.

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Cheers
Ray

Discovery 4 & Bailey Barcelona 4

albee

07/5/2018 at 5:14pm
Location: None Entered
Outfit: None Entered

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Hi, we use NFU not had to claim for caravan with them but when tow car was written off they were very good. not the cheapest but you get what you pay for.

664DaveS

07/5/2018 at 7:30pm
Location: Shropshire
Outfit: Bailey Phoenix GT 75

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Towergate are very good,discount-for anti theft devices etc and unlimited Eu cover on some policies.
We have new for old, had a couple of small claims which were settled promptly.
Staff are very helpful when you ring them.

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DS-There's more to life than football!!!

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