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Subject Topic: Best caravan insurance? Post Reply Post New Topic
Personsecret squirrel
20/6/2018 at 10:03am
 Location: here.there.everywhere
 Outfit: Bailey Valencia + Landey 2 View secret squirrel's Profile View Profile   Reply to secret squirrel Reply   Quote secret squirrel Quote  
Joined: 10/5/2005

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Not sure if this is the right place to post, but here goes.

We have always insured our caravans with the Caravan club, but ours is now 6 years old and the CC ins is very expensive, as we've got new for old.

It's up for renewal soon, so I'd like to shop around for a more competitive quote. It's sited during the summer and stored during the winter and some companies don't seem to want to know.

Any advice please? TIA.


Persontango55
20/6/2018 at 10:28am
 Location: Lichfield
 Outfit: Coachman Amara 450 View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
Joined: 15/5/2008

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A caravan that is 6 years old will considerably still have some value to it so the quote will reflect the value of the caravan. However, each year when your caravan or car devalues in price, the cost of insurance never decreases in reflection of that so it's up to you (the customer) to ask the reason why. All insurance companies are quite willing to take money if you don't object so if they refuse to acknowledge the decreased value then shop elsewhere.
Try 'Saga' (if you are over 50) and also 'Caravan Guard' which are two that I normally use which are around £85 a year but even having a caravan that is 14 years old some still try it on wanting over a hundred quid.   


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Personian d
20/6/2018 at 9:31pm
 Location: barnsley
 Outfit: swift elegance 565 View ian d's Profile View Profile   Reply to ian d Reply   Quote ian d Quote  
Joined: 12/10/2005

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we are with towergate the cheapest we could find


Personrichardandjo2010
20/6/2018 at 9:32pm
 Location: essex
 Outfit: Swift Challenger 570 View richardandjo2010's Profile View Profile   Reply to richardandjo2010 Reply   Quote richardandjo2010 Quote  
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We use Towergate never had to make a claim but renewal this year had only increased by 3 quid our van is 10yrs old we paid £111 a wheel clamp or hitchlock is required we have both and we keep it in storage so the fee I feel is good value

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its our imperfections that makes us perfect


Personshaggy2000
21/6/2018 at 12:50pm
 Location: County Durham
 Outfit: Explore 304 View shaggy2000's Profile View Profile   Reply to shaggy2000 Reply   Quote shaggy2000 Quote  
Joined: 27/3/2012

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The problem with most insurers is that for the most part people don't know how good or bad they are until they need to claim.

I mean I use a small company called Frank Pickles, never had any problem with them and for me at least they were the cheapest. but I have no idea what they will be like if I ever need to make a claim.

https://www.frankpickles.co.uk/


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PersonHairywol
21/6/2018 at 3:51pm
 Location: Teesside
 Outfit: Challenger Sport 524 + Volvo V90 D5 View Hairywol's Profile View Profile   Reply to Hairywol Reply   Quote Hairywol Quote  
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Can I recommend you Google "compare caravan insurance". You'll find an excellent comparison website that today saved me £70 - from itself!

As a member of the Caravan Club myself I think it's having a laugh with its prices for insurance. Price is no indicator of quality in the insurance world.

My other strong recommendation is that on renewal you use the comparator site again. The reason for this is that insurance companies tend to be very competitive in year 1 to get your business, in the hope you'll stay and make them money in subsequent years. My renewal from Cover My Caravan insurance was £70 higher than for a new customer - which they immediately reduced when I rang to point this out!

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Camping Gear expands so as to fill the space available for its transportation.


PersonJuanHuNose
21/6/2018 at 4:56pm
 Location: None Entered
 Outfit: Volvo V60 & Swift Challenger 565 View JuanHuNose's Profile View Profile   Reply to JuanHuNose Reply   Quote JuanHuNose Quote  
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Don`t just look at the price, look at the small print.
I pay a little more for the convenience of not having to fit both an a ALKO wheel lock and an approved hitch lock when I park for a couple of minutes. Some companies stipulate this even if you just stop for a call of nature and the vehicle is unattended, the one I am with doesn`t and I don`t begrudge paying the extra.
There is also a company which you should touch at any price, can`t name them on here as the post would get deleted. They have an appalling record on claims - they also do pet and horse insurance and none of the local vets will treat the animals if they are covered by this company as they can`t get their fees without resorting to action.


Person664DaveS
22/6/2018 at 10:20am
 Location: Shropshire
 Outfit: Bailey Phoenix GT 75 View 664DaveS's Profile View Profile   Reply to 664DaveS Reply   Quote 664DaveS Quote  
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We have been with Towergate for years,we have new for old.
Our van is stored when not in use.We use Al ko hitch lock and wheel lock plus Tracker is fitted.This hels lower the price.
We have claimed in the past,the company were excellent.

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DS-There's more to life than football!!!


PersonSGThomas
22/6/2018 at 10:32am
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We found a local broker Alan Blunden offered incredibly low rates and no small print bear traps through Cover4Caravans

Always read through the terms to see if it is right for you


PersonColin21
22/6/2018 at 2:27pm
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail View Colin21's Profile View Profile   Reply to Colin21 Reply   Quote Colin21 Quote  
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As my renewal is due at the moment Stuart, I got a quote from cover4caravans for comparison. They seem quite good, but as there was only about £1 different with their quote from my present insurers (ClubCare from C&CC) I will stick with them as I also have my car with them.

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Best Regards,
Colin


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Personchrisn7
22/6/2018 at 3:02pm
 Location: West Yorkshire
 Outfit: Bessacarr Cameo 625 2011 View chrisn7's Profile View Profile   Reply to chrisn7 Reply   Quote chrisn7 Quote  
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Towergate new for old here too. It was only slightly more expensive than market value with the MCCC, who are just plain greedy now.


PersonRay Clayton
22/6/2018 at 5:46pm
 Location: Ilkeston. Derbyshire
 Outfit: Disco 4 Unicorn Barcelona 4 View Ray Clayton's Profile View Profile   Reply to Ray Clayton Reply   Quote Ray Clayton Quote  
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I use frank pickles.
It was £240 new for old on a 5 year old van.
Happy with that, moved a couple years ago because CCC was going up all the time.



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Cheers
Ray

Discovery 4 & Bailey Barcelona 4







PersonLiege
07/7/2018 at 12:35pm
 Location: Bristol
 Outfit: Elddis Avante View Liege's Profile View Profile   Reply to Liege Reply   Quote Liege Quote  
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Hi , after lots of internet comparison sites and shopping around we went with Shield. A really good deal, but as others have said you don’t know how good or bad until a claim is made. Fingers crossed we don’t need to find out !!.



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