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Subject Topic: Insurance cheaper this year Post Reply Post New Topic
PersonJoannaLesley
23/4/2019 at 8:28am
 Location: South Northamptonshi
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We have just had our insurance quote for the coming year and our caravan insurance has gone down by about £30!

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Freedom is a light caravan and an open road.


Personromany girl
via mobile 23/4/2019 at 9:22am
 Location: Derbyshire
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Some companies decrease their premiums as the caravan and contents decrease in value with age. They may also offer a no claims bonus which likewise can lower your premium.

It highly unlightly that the depreciation reduction would be offered on a 'New for Old' type policy, as the costs of replacing the goods, including the Caravan/Tent/Equipment increase with inflation each year.

Other factors for gaining a reduction in premium include better Anti theft devices fitted to your Kit, or a change of address/storage facility to one with a lower crime area percentage rating.

Another idea is to compare your premium with another price quotation on a 'like for like' basis from a rival reputable company, then call your last insurance company for a price match. Very often they will try to beat the price you have been offered just to keep you as a customer.

Julia

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Just love to be out amoungst Nature and Wildlife

Celebrating 37 years of Caravanning in 2019, Recently Considered Retiring, but Totally Addicted for Life!


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Personbofs
23/4/2019 at 9:23pm
 Location: Cumbria
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Lucky you - ours went up by nearly 50% - so we swapped companies and got identical cover for less than last year’s.


woodman2
24/4/2019 at 5:47pm
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Quote: Originally posted by bofs on 23/4/2019
Lucky you - ours went up by nearly 50% - so we swapped companies and got identical cover for less than last year’s.


Can you let me know where you went. Ours has risen by £40 based on last year.


PersonColin21
24/4/2019 at 7:40pm
 Location: East Herts
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Quote: Originally posted by JoannaLesley on 23/4/2019
We have just had our insurance quote for the coming year and our caravan insurance has gone down by about £30!


Hope mine does the same, that would be a 50% cut!

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Best Regards,
Colin


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Personbofs
24/4/2019 at 8:10pm
 Location: Cumbria
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Quote: Originally posted by woodman2 on 24/4/2019
Quote: Originally posted by bofs on 23/4/2019
Lucky you - ours went up by nearly 50% - so we swapped companies and got identical cover for less than last year’s.


Can you let me know where you went. Ours has risen by £40 based on last year.



We were with Towergate and moved to Camping and Caravan Club. However, the caravan is stored abroad so limited choices as to companies prepared to offer cover.



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